In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon.
There is no denying the fact that modern innovations like credit cards have made strong contributions to the life. However, myriad of academics believe that the benefits of these financial instruments are indisputable, others advocate that it endangers safety & security of money. This essay will elaborate both the merits and demerits of this concept.
At the outset, there are ample of reasons why this idea of society being cashless is considered as the advantageous. The most conspicuous one is that people need not carry bulky wallets all the time and hence alleviates the risk of being burgled. Not only carrying a card is a convenient due to its size but it also proffers the benefit of making money safe as in the case of losing the card, the bank could be prompted immediately and intimate to cancel the payments through such lost card. It should also be emphasized that, nowadays, smartphone cases contain inbuilt card pocket, where multiple cards can be stored which makes it easy to carry without occupying much space.
On the flip side, critics adopt an opposing view and tend to believe that if the society goes cashless, it can become more spend-thrift. With the handy cards, all the time and swiping machines available at everywhere will make the people impulsive buyers leading towards buying unnecessary things, which will harm the individuals and society both as it would lead to consumerism. Moreover, due to its tiny size, it could be easily dropped without notice and thus may cost a lot if falls into wrong hands.
To recapitulate, form the above arguments, one can conclude that there are both benefits and drawbacks of credit cards, both of which are indeed too great to ignore.
Transition Words or Phrases used:
also, but, hence, however, if, may, moreover, so, thus
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 14.0 10.5418719212 133% => OK
Auxiliary verbs: 12.0 6.10837438424 196% => OK
Conjunction : 9.0 8.36945812808 108% => OK
Relative clauses : 11.0 5.94088669951 185% => OK
Pronoun: 20.0 20.9802955665 95% => OK
Preposition: 31.0 31.9359605911 97% => OK
Nominalization: 0.0 5.75862068966 0% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1423.0 1207.87684729 118% => OK
No of words: 286.0 242.827586207 118% => OK
Chars per words: 4.97552447552 5.00649968141 99% => OK
Fourth root words length: 4.11236361783 3.92707691288 105% => OK
Word Length SD: 2.60625314421 2.71678728327 96% => OK
Unique words: 183.0 139.433497537 131% => OK
Unique words percentage: 0.63986013986 0.580463131201 110% => OK
syllable_count: 444.6 379.143842365 117% => OK
avg_syllables_per_word: 1.6 1.57093596059 102% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 4.6157635468 87% => OK
Article: 2.0 1.56157635468 128% => OK
Subordination: 0.0 1.71428571429 0% => More adverbial clause wanted.
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 4.0 3.65517241379 109% => OK
Performance on sentences:
How many sentences: 11.0 12.6551724138 87% => OK
Sentence length: 26.0 20.5024630542 127% => The Avg. Sentence Length is relatively long.
Sentence length SD: 51.1384444021 50.4703680194 101% => OK
Chars per sentence: 129.363636364 104.977214359 123% => OK
Words per sentence: 26.0 20.9669160288 124% => OK
Discourse Markers: 4.90909090909 7.25397266985 68% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 0.0 5.33497536946 0% => OK
Sentences with positive sentiment : 6.0 6.9802955665 86% => OK
Sentences with negative sentiment : 4.0 2.75862068966 145% => OK
Sentences with neutral sentiment: 1.0 2.91625615764 34% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.108927151949 0.242375264174 45% => OK
Sentence topic coherence: 0.0429842678944 0.0925447433944 46% => OK
Sentence topic coherence SD: 0.0368469022034 0.071462118173 52% => OK
Paragraph topic coherence: 0.0658759388762 0.151781067708 43% => OK
Paragraph topic coherence SD: 0.014698106969 0.0609392437508 24% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.
Essay readability:
automated_readability_index: 15.0 12.6369458128 119% => OK
flesch_reading_ease: 45.09 53.1260098522 85% => OK
smog_index: 8.8 6.54236453202 135% => OK
flesch_kincaid_grade: 13.4 10.9458128079 122% => OK
coleman_liau_index: 11.9 11.5310837438 103% => OK
dale_chall_readability_score: 9.18 8.32886699507 110% => OK
difficult_words: 77.0 55.0591133005 140% => OK
linsear_write_formula: 12.0 9.94827586207 121% => OK
gunning_fog: 12.4 10.3980295567 119% => OK
text_standard: 12.0 10.5123152709 114% => OK
What are above readability scores?
---------------------
Rates: 77.7777777778 out of 100
Scores by essay e-grader: 70.0 Out of 90
---------------------
Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.