In many countries paying for things using mobile phone apps is becoming increasingly common Does this development have more advantages or more disadvantages

Usage of mobile phones have increased immensely world wide. Most of the people prefer to pay their bills using apps on their cell phones rather than handing cash. I believe, this online wallets have many benefits like one do not need to carry cash and can avoid getting theft, however the downside of falling prey to the cyber crime should not be neglected.

Technology has made everyone's life easy, as with its use people saves lot of their time and energy. Most trending feature of a mobile phone these days is it is being used as e-wallet. People often pay their utility bills like electricity, gas and water bills online and save a lot of time of standing in a queue at the depositing center. Apart from that, In India after demonetization, people are commonly found going cashless in terms of money inside their pocket. Most of the people find it easy using these e wallets like PayTm, Phone pe and Amazon pay to pay for their shopping or grocery or other utility bills. This helps a person not to worry about being theft, as such cash is not in the form of hard cash. All this apps have a security login code which makes it safe and user friendly.

On the other side, cyber crime is also increasing day by day. An individual not having full knowledge of using such applications, often fall in to the trap of such crimes and end up loosing hefty sum of money. There have been cases reported where hackers hacks people's e wallets and transfers money to their account and leaving no trace of them. So, it if really important to use a secured gateway for money transfer when doing online. Old people with little knowledge and less expertise in such technology often face problem with its use.

In conclusion, using e- wallets helps a person to save a lot of time that is required to stand in a line when paying their bills. However, everyone should really be cautious when using online money transfer, and save themself from not falling into the trap created by hackers. Knowing and using a secured gateway is really important.

Votes
Average: 7.8 (1 vote)
Essays by the user:

Grammar and spelling errors:
Line 1, column 49, Rule ID: EN_COMPOUNDS
Message: This word is normally spelled as one.
Suggestion: worldwide
... mobile phones have increased immensely world wide. Most of the people prefer to pay their...
^^^^^^^^^^
Line 1, column 49, Rule ID: WORLD_WIDE[1]
Message: Did you mean 'worldwide'?
Suggestion: worldwide
... mobile phones have increased immensely world wide. Most of the people prefer to pay their...
^^^^^^^^^^
Line 3, column 720, Rule ID: THIS_NNS[1]
Message: Did you mean 'these'?
Suggestion: these
...sh is not in the form of hard cash. All this apps have a security login code which m...
^^^^

Transition Words or Phrases used:
also, however, if, really, so, apart from, in conclusion

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 12.0 13.1623246493 91% => OK
Auxiliary verbs: 4.0 7.85571142285 51% => OK
Conjunction : 14.0 10.4138276553 134% => OK
Relative clauses : 7.0 7.30460921844 96% => OK
Pronoun: 23.0 24.0651302605 96% => OK
Preposition: 51.0 41.998997996 121% => OK
Nominalization: 1.0 8.3376753507 12% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.

Performance on vocabulary words:
No of characters: 1678.0 1615.20841683 104% => OK
No of words: 363.0 315.596192385 115% => OK
Chars per words: 4.62258953168 5.12529762239 90% => OK
Fourth root words length: 4.3649236973 4.20363070211 104% => OK
Word Length SD: 2.27223469076 2.80592935109 81% => OK
Unique words: 202.0 176.041082164 115% => OK
Unique words percentage: 0.556473829201 0.561755894193 99% => OK
syllable_count: 534.6 506.74238477 105% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 5.43587174349 74% => OK
Article: 1.0 2.52805611222 40% => OK
Subordination: 2.0 2.10420841683 95% => OK
Conjunction: 1.0 0.809619238477 124% => OK
Preposition: 4.0 4.76152304609 84% => OK

Performance on sentences:
How many sentences: 18.0 16.0721442886 112% => OK
Sentence length: 20.0 20.2975951904 99% => OK
Sentence length SD: 37.1560356827 49.4020404114 75% => OK
Chars per sentence: 93.2222222222 106.682146367 87% => OK
Words per sentence: 20.1666666667 20.7667163134 97% => OK
Discourse Markers: 3.11111111111 7.06120827912 44% => More transition words/phrases wanted.
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 3.0 5.01903807615 60% => OK
Sentences with positive sentiment : 10.0 8.67935871743 115% => OK
Sentences with negative sentiment : 6.0 3.9879759519 150% => OK
Sentences with neutral sentiment: 2.0 3.4128256513 59% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.182224867755 0.244688304435 74% => OK
Sentence topic coherence: 0.0645364971959 0.084324248473 77% => OK
Sentence topic coherence SD: 0.0449860547135 0.0667982634062 67% => OK
Paragraph topic coherence: 0.120106117486 0.151304729494 79% => OK
Paragraph topic coherence SD: 0.0503462416051 0.056905535591 88% => OK

Essay readability:
automated_readability_index: 10.4 13.0946893788 79% => Automated_readability_index is low.
flesch_reading_ease: 59.64 50.2224549098 119% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 9.9 11.3001002004 88% => OK
coleman_liau_index: 9.52 12.4159519038 77% => OK
dale_chall_readability_score: 7.8 8.58950901804 91% => OK
difficult_words: 73.0 78.4519038076 93% => OK
linsear_write_formula: 8.0 9.78957915832 82% => OK
gunning_fog: 10.0 10.1190380762 99% => OK
text_standard: 10.0 10.7795591182 93% => OK
What are above readability scores?

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Rates: 78.6516853933 out of 100
Scores by essay e-grader: 7.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.