Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?”
A segment of society prefers to purchase costly products on loans and instalments, irrespective of fact that they cannot afford that and there is not any requirement to buy the same. This is due to the reason that they get attracted by others, and they want similar recognition in society, and it can be prevented by the strict laws by the government, and launching an awareness campaign.
People get fascinated when they see expensive items in the possession of anyone. Due to this, a desire is generated among them to imitate others and possess these products. Most of the time, they do not have enough money to own it and consequently, they borrow money from friends and banks. Moreover, many people do this to get better recognition among society. They think they will have a higher status by owning these luxuries. My friend, for instance, bought an Iphone 11 on installments despite already having one Iphone 10 just to show off people that he has the latest technology smartphone. This problem is resulting in a huge burden among people and the proliferation of cases of debt insolvency.
To tackle the situation, the government needs to implement stringent legislation to monitor and control the easy debts, which companies are giving to the people. There should be a background and income adequacy check of the loan takers before giving them any loan. Furthermore, authorities should initiate public awareness through the media about the devastating impacts of over buying through credit facilities. This will shed some light on the issue and allow people to be more attentive about this. As a result, they will think twice before possessing any unnecessary things on credit.
In conclusion, an act of imitation and want to show our superiority are the two most evident causes of irresponsible buying, and it can be mitigated by strong government regulations and their efforts to aware public on the issue.
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Transition Words or Phrases used:
consequently, furthermore, if, moreover, so, for instance, in conclusion, as a result
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 10.0 13.1623246493 76% => OK
Auxiliary verbs: 8.0 7.85571142285 102% => OK
Conjunction : 15.0 10.4138276553 144% => OK
Relative clauses : 6.0 7.30460921844 82% => OK
Pronoun: 30.0 24.0651302605 125% => Less pronouns wanted
Preposition: 52.0 41.998997996 124% => OK
Nominalization: 13.0 8.3376753507 156% => OK
Performance on vocabulary words:
No of characters: 1615.0 1615.20841683 100% => OK
No of words: 319.0 315.596192385 101% => OK
Chars per words: 5.06269592476 5.12529762239 99% => OK
Fourth root words length: 4.22617688928 4.20363070211 101% => OK
Word Length SD: 2.79778061684 2.80592935109 100% => OK
Unique words: 189.0 176.041082164 107% => OK
Unique words percentage: 0.592476489028 0.561755894193 105% => OK
syllable_count: 498.6 506.74238477 98% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 8.0 5.43587174349 147% => OK
Article: 4.0 2.52805611222 158% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 4.0 0.809619238477 494% => Less conjunction wanted as sentence beginning.
Preposition: 2.0 4.76152304609 42% => More preposition wanted as sentence beginning.
Performance on sentences:
How many sentences: 15.0 16.0721442886 93% => OK
Sentence length: 21.0 20.2975951904 103% => OK
Sentence length SD: 49.9250994546 49.4020404114 101% => OK
Chars per sentence: 107.666666667 106.682146367 101% => OK
Words per sentence: 21.2666666667 20.7667163134 102% => OK
Discourse Markers: 5.66666666667 7.06120827912 80% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 11.0 8.67935871743 127% => OK
Sentences with negative sentiment : 3.0 3.9879759519 75% => OK
Sentences with neutral sentiment: 1.0 3.4128256513 29% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.267950447157 0.244688304435 110% => OK
Sentence topic coherence: 0.0835288666871 0.084324248473 99% => OK
Sentence topic coherence SD: 0.0566171301175 0.0667982634062 85% => OK
Paragraph topic coherence: 0.137610221478 0.151304729494 91% => OK
Paragraph topic coherence SD: 0.0615489203164 0.056905535591 108% => OK
Essay readability:
automated_readability_index: 13.0 13.0946893788 99% => OK
flesch_reading_ease: 50.16 50.2224549098 100% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 11.5 11.3001002004 102% => OK
coleman_liau_index: 12.07 12.4159519038 97% => OK
dale_chall_readability_score: 8.89 8.58950901804 103% => OK
difficult_words: 85.0 78.4519038076 108% => OK
linsear_write_formula: 11.0 9.78957915832 112% => OK
gunning_fog: 10.4 10.1190380762 103% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?
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Rates: 84.2696629213 out of 100
Scores by essay e-grader: 7.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.