It is hard to deny that many adults do not start to learn the skills required until they enter the industries, which leads impressionable people to generate that children are unnecessary to learn financial skills in their childhood since they will naturally acquire these skills from work. As far as the cultivation of good habits, daily activities needs, and family burden reduction are concerned, I firmly believe that children should learn to manage their money at a young age to become financially responsible when they grow up.
First and foremost, teaching children financial management can help them build good spending and saving habits, as it is wise to get early prepared since they will have to manage their own money in the future. Meanwhile, parents can introduce the concept of earned pocket money and encourage children to save some or all of this money. Not to mention that parents can provide their children with a valuable lesson on budgeting and learning the value of the items they are saving to obtain by showing their children how to put away some of their pocket money every week or month to afford to buy a more significant item.
Furthermore, the fact that even to children, there are some inevitable daily activities require financial management skills indicates that parents need to teach their children these lessons. Among these daily activities, shopping is one important way to manage money successfully. Take the case of my young cousin, whose parents attach great importance to children's financial education. When my cousin has decided to save up to buy a more expensive item, his parents will take him to several shops before buying the item to show him the price difference. Buying in one store rather than another might mean they can buy their chosen item a few weeks sooner. Had it not been for his parents' supportive attitudes towards developing children's financial skills, my cousin might lose the chance to learn these skills that, once mastered, will benefit all his lifetime.
Nevertheless, a voice arises that parents teaching children to manage money is a waste of time because they will naturally learn them when they grow into adults, and even if children get the ability to manage their money, it will bring nothing changes to their household. Ironically, children who master financial skills earlier than others can help reduce their family's burden. They can achieve financial income to meet their household bills, save for their college, or cover their entertainment expenses. Therefore, children learn these skills to save money or earn money and lower their family bills to some extent, enabling their parents to save for retirement, children's college tuition, or another long-term financial goal.
In a nutshell, I maintain that children ought to learn how to manage their own money to become financially responsible. Admittedly, as my favorite quote from Penelope Fitzgerald goes, it is interesting to note that everyone has a different take on the world, a different opinion, and given the same inputs have completely different outputs, and some people may oppose me. However, I believe they will compromise after being exposed to my article.
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- TOEFL T P O 42 Integrated Writing Task 3
Grammar and spelling errors:
Line 2, column 1, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...ncially responsible when they grow up. First and foremost, teaching children fi...
^^^
Line 3, column 221, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...heir own money in the future. Meanwhile, parents can introduce the concept of ear...
^^
Line 4, column 1, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...afford to buy a more significant item. Furthermore, the fact that even to child...
^^^
Line 6, column 1, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...stered, will benefit all his lifetime. Nevertheless, a voice arises that parent...
^^^
Line 8, column 1, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
..., or another long-term financial goal. In a nutshell, I maintain that children ...
^^^
Transition Words or Phrases used:
first, furthermore, however, if, may, nevertheless, so, therefore, while
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 11.0 15.1003584229 73% => OK
Auxiliary verbs: 19.0 9.8082437276 194% => OK
Conjunction : 14.0 13.8261648746 101% => OK
Relative clauses : 16.0 11.0286738351 145% => OK
Pronoun: 64.0 43.0788530466 149% => Less pronouns wanted
Preposition: 62.0 52.1666666667 119% => OK
Nominalization: 11.0 8.0752688172 136% => OK
Performance on vocabulary words:
No of characters: 2689.0 1977.66487455 136% => OK
No of words: 522.0 407.700716846 128% => OK
Chars per words: 5.15134099617 4.8611393121 106% => OK
Fourth root words length: 4.77988695657 4.48103885553 107% => OK
Word Length SD: 2.6018972033 2.67179642975 97% => OK
Unique words: 264.0 212.727598566 124% => OK
Unique words percentage: 0.505747126437 0.524837075471 96% => OK
syllable_count: 838.8 618.680645161 136% => OK
avg_syllables_per_word: 1.6 1.51630824373 106% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 9.0 9.59856630824 94% => OK
Article: 3.0 3.08781362007 97% => OK
Subordination: 4.0 3.51792114695 114% => OK
Conjunction: 6.0 1.86738351254 321% => Less conjunction wanted as sentence beginning.
Preposition: 2.0 4.94265232975 40% => More preposition wanted as sentence beginning.
Performance on sentences:
How many sentences: 18.0 20.6003584229 87% => OK
Sentence length: 29.0 20.1344086022 144% => The Avg. Sentence Length is relatively long.
Sentence length SD: 70.408508184 48.9658058833 144% => OK
Chars per sentence: 149.388888889 100.406767564 149% => OK
Words per sentence: 29.0 20.6045352989 141% => OK
Discourse Markers: 4.0 5.45110844103 73% => OK
Paragraphs: 5.0 4.53405017921 110% => OK
Language errors: 5.0 5.5376344086 90% => OK
Sentences with positive sentiment : 12.0 11.8709677419 101% => OK
Sentences with negative sentiment : 4.0 3.85842293907 104% => OK
Sentences with neutral sentiment: 2.0 4.88709677419 41% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.400194544407 0.236089414692 170% => OK
Sentence topic coherence: 0.142868564461 0.076458572812 187% => OK
Sentence topic coherence SD: 0.116273524155 0.0737576698707 158% => OK
Paragraph topic coherence: 0.240538966785 0.150856017488 159% => OK
Paragraph topic coherence SD: 0.0786174000703 0.0645574589148 122% => OK
Essay readability:
automated_readability_index: 17.3 11.7677419355 147% => OK
flesch_reading_ease: 42.04 58.1214874552 72% => OK
smog_index: 8.8 6.10430107527 144% => OK
flesch_kincaid_grade: 14.6 10.1575268817 144% => OK
coleman_liau_index: 13.18 10.9000537634 121% => OK
dale_chall_readability_score: 8.4 8.01818996416 105% => OK
difficult_words: 110.0 86.8835125448 127% => OK
linsear_write_formula: 19.5 10.002688172 195% => OK
gunning_fog: 13.6 10.0537634409 135% => OK
text_standard: 14.0 10.247311828 137% => OK
What are above readability scores?
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Rates: 73.3333333333 out of 100
Scores by essay e-grader: 22.0 Out of 30
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.