Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay the debt back.
In this modern, credit cards have become more popular. Many people found that it is very easy to apply and pay bills with credit cards. On the other hand, other people had bad experiences with cards. This essay will discuss both the advantages and disadvantages of the argument and why it is beneficial, all the explanations described in the following paragraphs.
There are two primary benefits of credit cards. It can be more advantageous for everyone. Firstly, it is very easy to apply; this does not require a long process. People need to contact their banks for credit cards. For example, I applied for a credit card from a bank, which required only 40 minutes last year. Secondly, it is very easy to use and very convenient; people easily paid their bills in one swap with cards. If people start to use more credit cards. It will be beneficial to the environment. It may be a solution for the government to reduces print notes. For example, over 89% of people used a credit card, while paying their bills in the USA. Overall, it provides many solutions for different problems and easy to access for everyone.
There are several challenges faced by people, while they used credit cards. It creates financial problems for people. If people not aware of their interest rates, it made a lot of misunderstandings to users. For instance, as per research, there are 14% of customers were not aware of their bills in the USA, which was lead to bankruptcy for the customers. Moreover, it works online on the internet. It creates many frauds. As a result of it, maybe people have unexpected experiences. For example, as per a result of the survey by the University of Yale, there was double the number of online frauds showed in 2020 than in 2019 all around the world. Although it provides many obstacles it creates many positive impacts on societies.
To conclude, this essay discussed both the positive and negative aspects of the given statement. In my words, credit cards are our future. It gives no doubt more advantages than disadvantages.
| Post date | Users | Rates | Link to Content |
|---|---|---|---|
| 2021-02-24 | rajpatel90 | 56 | view |
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Grammar and spelling errors:
Line 3, column 422, Rule ID: SENTENCE_FRAGMENT[1]
Message: “If” at the beginning of a sentence requires a 2nd clause. Maybe a comma, question or exclamation mark is missing, or the sentence is incomplete and should be joined with the following sentence.
...aid their bills in one swap with cards. If people start to use more credit cards. ...
^^
Line 5, column 650, Rule ID: SENTENCE_FRAGMENT[1]
Message: “Although” at the beginning of a sentence requires a 2nd clause. Maybe a comma, question or exclamation mark is missing, or the sentence is incomplete and should be joined with the following sentence.
...2020 than in 2019 all around the world. Although it provides many obstacles it creates m...
^^^^^^^^
Transition Words or Phrases used:
first, firstly, if, may, moreover, second, secondly, so, while, for example, for instance, no doubt, as a result, on the other hand
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 14.0 13.1623246493 106% => OK
Auxiliary verbs: 5.0 7.85571142285 64% => OK
Conjunction : 6.0 10.4138276553 58% => More conjunction wanted.
Relative clauses : 3.0 7.30460921844 41% => More relative clauses wanted.
Pronoun: 30.0 24.0651302605 125% => Less pronouns wanted
Preposition: 42.0 41.998997996 100% => OK
Nominalization: 6.0 8.3376753507 72% => OK
Performance on vocabulary words:
No of characters: 1699.0 1615.20841683 105% => OK
No of words: 352.0 315.596192385 112% => OK
Chars per words: 4.82670454545 5.12529762239 94% => OK
Fourth root words length: 4.33147354134 4.20363070211 103% => OK
Word Length SD: 2.65639280122 2.80592935109 95% => OK
Unique words: 180.0 176.041082164 102% => OK
Unique words percentage: 0.511363636364 0.561755894193 91% => More unique words wanted or less content wanted.
syllable_count: 534.6 506.74238477 105% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 15.0 5.43587174349 276% => Less pronouns wanted as sentence beginning.
Article: 0.0 2.52805611222 0% => OK
Subordination: 8.0 2.10420841683 380% => Less adverbial clause wanted.
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 5.0 4.76152304609 105% => OK
Performance on sentences:
How many sentences: 27.0 16.0721442886 168% => OK
Sentence length: 13.0 20.2975951904 64% => The Avg. Sentence Length is relatively short.
Sentence length SD: 36.4136425089 49.4020404114 74% => OK
Chars per sentence: 62.9259259259 106.682146367 59% => More chars_per_sentence wanted.
Words per sentence: 13.037037037 20.7667163134 63% => OK
Discourse Markers: 4.85185185185 7.06120827912 69% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 2.0 5.01903807615 40% => OK
Sentences with positive sentiment : 18.0 8.67935871743 207% => Less positive sentences wanted.
Sentences with negative sentiment : 6.0 3.9879759519 150% => OK
Sentences with neutral sentiment: 3.0 3.4128256513 88% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.283475595617 0.244688304435 116% => OK
Sentence topic coherence: 0.0767558535287 0.084324248473 91% => OK
Sentence topic coherence SD: 0.0587371856667 0.0667982634062 88% => OK
Paragraph topic coherence: 0.156523937761 0.151304729494 103% => OK
Paragraph topic coherence SD: 0.0756325030559 0.056905535591 133% => OK
Essay readability:
automated_readability_index: 7.8 13.0946893788 60% => Automated_readability_index is low.
flesch_reading_ease: 66.74 50.2224549098 133% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 7.2 11.3001002004 64% => OK
coleman_liau_index: 9.85 12.4159519038 79% => OK
dale_chall_readability_score: 8.0 8.58950901804 93% => OK
difficult_words: 83.0 78.4519038076 106% => OK
linsear_write_formula: 6.0 9.78957915832 61% => OK
gunning_fog: 7.2 10.1190380762 71% => OK
text_standard: 8.0 10.7795591182 74% => OK
What are above readability scores?
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Rates: 56.1797752809 out of 100
Scores by essay e-grader: 5.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.