Nowadays plastic money replacements such as credit and debit cards are extremely popular even more than banknotes and coins Discuss the advantages and disadvantages of this

In this modern generation, the majority of people prefer to carry ATM cards rather than banknotes. This phenomenon offers crucial benefits to people by saving them from going to the bank physically to withdraw money, but it also comes with some drawbacks since people can lose their life savings if their credit cards get hacked.
The advantages of having credit cards are that they are very accessible and convenient to carry. People do not need to take wallets with them whenever they need to go outside shopping. It does not take up much space, so we can easily put it in small pockets. Similarly, it also saves time. In the past, people had to wait in line at the banks to withdraw money, which consumed plenty of time, but today people can simply draw out money through an ATM machine with the help of credit cards. For example, nowadays, almost every supermarket has a mini ATM machine with which people can easily pay their bills and reserve their time.
On the other hand, the disadvantages include getting hacked. Elderly people do have not active-mind as young groups. Sometimes, they may forget to pull their credit cards from a machine, or there can be higher chances of getting hacked, and as a result, they could lose their entire saving. Similarly, we have to keep it renewed every 2-3 years, for which the banks will deduct money from our accounts. Additionally, if we lose our credit cards, then to make a new one, banks will take charges from us, which can be another disadvantage. So, we have to be careful about this, or else we can lose our money on these things.
In conclusion, the pros of credit cards are that they can save our time and that they are very easy to take anywhere. However, the cons are that we can lose our savings if our credit card gets hacked, which can put us in a serious situation.

Votes
Average: 6.1 (1 vote)
Essays by the user:

Grammar and spelling errors:
Line 2, column 447, Rule ID: ATM_MACHINE[1]
Message: This phrase is redundant ('M' stands for 'machine'). Use simply 'ATM'.
Suggestion: ATM
...le can simply draw out money through an ATM machine with the help of credit cards. For exam...
^^^^^^^^^^^
Line 2, column 549, Rule ID: ATM_MACHINE[1]
Message: This phrase is redundant ('M' stands for 'machine'). Use simply 'ATM'.
Suggestion: ATM
...ys, almost every supermarket has a mini ATM machine with which people can easily pay their ...
^^^^^^^^^^^
Line 2, column 553, Rule ID: HE_VERB_AGR[8]
Message: The proper name in singular (ATM) must be used with a third-person verb: 'machines'.
Suggestion: machines
...almost every supermarket has a mini ATM machine with which people can easily pay their ...
^^^^^^^

Transition Words or Phrases used:
also, but, however, if, may, similarly, so, then, for example, in conclusion, as a result, on the other hand

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 8.0 13.1623246493 61% => OK
Auxiliary verbs: 16.0 7.85571142285 204% => Less auxiliary verb wanted.
Conjunction : 8.0 10.4138276553 77% => OK
Relative clauses : 9.0 7.30460921844 123% => OK
Pronoun: 41.0 24.0651302605 170% => Less pronouns wanted
Preposition: 45.0 41.998997996 107% => OK
Nominalization: 2.0 8.3376753507 24% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.

Performance on vocabulary words:
No of characters: 1504.0 1615.20841683 93% => OK
No of words: 327.0 315.596192385 104% => OK
Chars per words: 4.5993883792 5.12529762239 90% => OK
Fourth root words length: 4.25242769721 4.20363070211 101% => OK
Word Length SD: 2.309137842 2.80592935109 82% => OK
Unique words: 175.0 176.041082164 99% => OK
Unique words percentage: 0.535168195719 0.561755894193 95% => OK
syllable_count: 469.8 506.74238477 93% => OK
avg_syllables_per_word: 1.4 1.60771543086 87% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 7.0 5.43587174349 129% => OK
Article: 5.0 2.52805611222 198% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 5.0 0.809619238477 618% => Less conjunction wanted as sentence beginning.
Preposition: 4.0 4.76152304609 84% => OK

Performance on sentences:
How many sentences: 16.0 16.0721442886 100% => OK
Sentence length: 20.0 20.2975951904 99% => OK
Sentence length SD: 51.6084643615 49.4020404114 104% => OK
Chars per sentence: 94.0 106.682146367 88% => OK
Words per sentence: 20.4375 20.7667163134 98% => OK
Discourse Markers: 6.75 7.06120827912 96% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 3.0 5.01903807615 60% => OK
Sentences with positive sentiment : 5.0 8.67935871743 58% => More positive sentences wanted.
Sentences with negative sentiment : 6.0 3.9879759519 150% => OK
Sentences with neutral sentiment: 5.0 3.4128256513 147% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.112098895947 0.244688304435 46% => OK
Sentence topic coherence: 0.0449382640514 0.084324248473 53% => OK
Sentence topic coherence SD: 0.0397293758473 0.0667982634062 59% => OK
Paragraph topic coherence: 0.0814426918698 0.151304729494 54% => OK
Paragraph topic coherence SD: 0.0231872627892 0.056905535591 41% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.

Essay readability:
automated_readability_index: 10.5 13.0946893788 80% => Automated_readability_index is low.
flesch_reading_ease: 68.1 50.2224549098 136% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 8.7 11.3001002004 77% => OK
coleman_liau_index: 9.4 12.4159519038 76% => OK
dale_chall_readability_score: 7.43 8.58950901804 87% => OK
difficult_words: 58.0 78.4519038076 74% => More difficult words wanted.
linsear_write_formula: 11.0 9.78957915832 112% => OK
gunning_fog: 10.0 10.1190380762 99% => OK
text_standard: 11.0 10.7795591182 102% => OK
What are above readability scores?

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Rates: 61.797752809 out of 100
Scores by essay e-grader: 5.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.