Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins.
Discuss the advantages and disadvantages of this.
There is no gainsaying the fact that credit and debit cards are becoming a common modality for purchases these days, and a day will come when their counterpart the paper currency will become obsolete. Although the popularity of plastic money is increasing among some cohorts of the society, there is no denying the fact that these e-transactions are flawed to a certain extent. Firstly, this essay will analyze how cards have made transactions convenient and hassle free, followed by shedding some light on the adverse effects such as cloning and cyber fraud.
To initiate with the benefits of electronic transactions over banknotes and coins. First and foremost, cards have made it easier for people to shop online. To be precise, should anybody want to shop nowadays, they can just browse through the internet, purchase the required item and tender the exact sum of money through their card. For example, Amazon during the Corona pandemic saw a sharp rise of about 33% because people preferred to shop from the convenience of their house. Moreover, cards and online transactions are hassle free as one does not need to queue up in front of a bank to transfer money. Hence, plastic money has helped people to save time and shop in peace within their homes.
On the flip side, solely relying on cards for transactions has a few drawbacks. Primarily, these cards can be easily cloned by technological wizards. To explain this, both credit and debit cards are made in a certain manner, replication of these cards by thieves can aid them in stealing your money without your knowledge. For instant, The Hindu newspaper published information on some bandits who used plastics films and micro cameras to clone the cards in the city Amritsar. Not only cloning, but cyber fraud is also quite prevalent these days in many countries. In other words, people use the internet as a source to hack any information pertaining to your cards and clean your accounts without any trace. Therefore, electronic transactions have certain undeniable disadvantages which cannot be overlooked.
All in all, to conclude, the growing popularity of cards for being convenient and easy to use has surpassed the banknotes and coins; however, it cannot be denied that fraudulent replication and cyber-crime pertaining to these cards is still insistent. I hope people better understand the use of electronic transactions thoroughly to avoid any mishaps.
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Transition Words or Phrases used:
also, but, first, firstly, hence, however, look, moreover, so, still, therefore, as to, for example, such as, in other words
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 14.0 13.1623246493 106% => OK
Auxiliary verbs: 10.0 7.85571142285 127% => OK
Conjunction : 16.0 10.4138276553 154% => OK
Relative clauses : 6.0 7.30460921844 82% => OK
Pronoun: 24.0 24.0651302605 100% => OK
Preposition: 53.0 41.998997996 126% => OK
Nominalization: 5.0 8.3376753507 60% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 2042.0 1615.20841683 126% => OK
No of words: 397.0 315.596192385 126% => OK
Chars per words: 5.1435768262 5.12529762239 100% => OK
Fourth root words length: 4.46372701284 4.20363070211 106% => OK
Word Length SD: 2.71739968556 2.80592935109 97% => OK
Unique words: 225.0 176.041082164 128% => OK
Unique words percentage: 0.566750629723 0.561755894193 101% => OK
syllable_count: 627.3 506.74238477 124% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 5.0 5.43587174349 92% => OK
Article: 2.0 2.52805611222 79% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 2.0 0.809619238477 247% => Less conjunction wanted as sentence beginning.
Preposition: 6.0 4.76152304609 126% => OK
Performance on sentences:
How many sentences: 18.0 16.0721442886 112% => OK
Sentence length: 22.0 20.2975951904 108% => OK
Sentence length SD: 50.7073727807 49.4020404114 103% => OK
Chars per sentence: 113.444444444 106.682146367 106% => OK
Words per sentence: 22.0555555556 20.7667163134 106% => OK
Discourse Markers: 6.88888888889 7.06120827912 98% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 11.0 8.67935871743 127% => OK
Sentences with negative sentiment : 5.0 3.9879759519 125% => OK
Sentences with neutral sentiment: 2.0 3.4128256513 59% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.173421441669 0.244688304435 71% => OK
Sentence topic coherence: 0.052988983153 0.084324248473 63% => OK
Sentence topic coherence SD: 0.0377084086052 0.0667982634062 56% => OK
Paragraph topic coherence: 0.106005402854 0.151304729494 70% => OK
Paragraph topic coherence SD: 0.0248892251621 0.056905535591 44% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.
Essay readability:
automated_readability_index: 13.8 13.0946893788 105% => OK
flesch_reading_ease: 49.15 50.2224549098 98% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 11.9 11.3001002004 105% => OK
coleman_liau_index: 12.53 12.4159519038 101% => OK
dale_chall_readability_score: 8.74 8.58950901804 102% => OK
difficult_words: 101.0 78.4519038076 129% => OK
linsear_write_formula: 13.5 9.78957915832 138% => OK
gunning_fog: 10.8 10.1190380762 107% => OK
text_standard: 14.0 10.7795591182 130% => OK
What are above readability scores?
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Rates: 84.2696629213 out of 100
Scores by essay e-grader: 7.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.