Some people get into debts by buying things they don t need and can t afford What are the reasons for this behaviour What action can be taken to prevent people from having this problem

Borrowing money from the banks on unnecessary or unaffordable purchases is one of the issues widely discussed nowadays. The main reason for this behaviour is an irresistible desire to “keep up” with others and the pervasive influence of advertisements.
Most of the pleasure is at reach to many, thanks to the introduction of leasing and credit cards. With these, the term ‘affordability’ is out of question. As a result, no one is taking a step back while thinking about buying a product. In addition, advertisements too are grabbing the attention of buyers in a significant manner.
In order to prevent such uncalculated risks, measures must be taken to raise awareness among people. Also, one must learn how to manage his budget in order to get a balance between necessity and pleasure. Keeping a ledger of income and expenses monthly would be very helpful and gives an image of how his budget should be spent.

Votes
Average: 5.6 (1 vote)
Essays by the user:

Grammar and spelling errors:
Line 2, column 305, Rule ID: IN_A_X_MANNER[1]
Message: Consider replacing "in a significant manner" with adverb for "significant"; eg, "in a hasty manner" with "hastily".
...oo are grabbing the attention of buyers in a significant manner. In order to prevent such uncalculated...
^^^^^^^^^^^^^^^^^^^^^^^

Transition Words or Phrases used:
also, if, so, while, in addition, as a result

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 9.0 13.1623246493 68% => OK
Auxiliary verbs: 4.0 7.85571142285 51% => OK
Conjunction : 6.0 10.4138276553 58% => More conjunction wanted.
Relative clauses : 0.0 7.30460921844 0% => More relative clauses wanted.
Pronoun: 4.0 24.0651302605 17% => OK
Preposition: 28.0 41.998997996 67% => OK
Nominalization: 6.0 8.3376753507 72% => OK

Performance on vocabulary words:
No of characters: 770.0 1615.20841683 48% => More number of characters wanted.
No of words: 154.0 315.596192385 49% => More content wanted.
Chars per words: 5.0 5.12529762239 98% => OK
Fourth root words length: 3.52273666998 4.20363070211 84% => OK
Word Length SD: 3.10623180064 2.80592935109 111% => OK
Unique words: 107.0 176.041082164 61% => More unique words wanted.
Unique words percentage: 0.694805194805 0.561755894193 124% => OK
syllable_count: 244.8 506.74238477 48% => syllable counts are too short.
avg_syllables_per_word: 1.6 1.60771543086 100% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 0.0 5.43587174349 0% => OK
Article: 2.0 2.52805611222 79% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 3.0 4.76152304609 63% => OK

Performance on sentences:
How many sentences: 9.0 16.0721442886 56% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 17.0 20.2975951904 84% => The Avg. Sentence Length is relatively short.
Sentence length SD: 21.7039565148 49.4020404114 44% => The essay contains lots of sentences with the similar length. More sentence varieties wanted.
Chars per sentence: 85.5555555556 106.682146367 80% => OK
Words per sentence: 17.1111111111 20.7667163134 82% => OK
Discourse Markers: 5.0 7.06120827912 71% => OK
Paragraphs: 3.0 4.38176352705 68% => More paragraphs wanted.
Language errors: 1.0 5.01903807615 20% => OK
Sentences with positive sentiment : 5.0 8.67935871743 58% => More positive sentences wanted.
Sentences with negative sentiment : 2.0 3.9879759519 50% => More negative sentences wanted.
Sentences with neutral sentiment: 2.0 3.4128256513 59% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.117248769975 0.244688304435 48% => OK
Sentence topic coherence: 0.0388567899503 0.084324248473 46% => OK
Sentence topic coherence SD: 0.0366499898196 0.0667982634062 55% => OK
Paragraph topic coherence: 0.0692781984764 0.151304729494 46% => OK
Paragraph topic coherence SD: 0.0322525782223 0.056905535591 57% => OK

Essay readability:
automated_readability_index: 10.7 13.0946893788 82% => Automated_readability_index is low.
flesch_reading_ease: 54.22 50.2224549098 108% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 9.9 11.3001002004 88% => OK
coleman_liau_index: 11.42 12.4159519038 92% => OK
dale_chall_readability_score: 9.09 8.58950901804 106% => OK
difficult_words: 45.0 78.4519038076 57% => More difficult words wanted.
linsear_write_formula: 7.5 9.78957915832 77% => OK
gunning_fog: 8.8 10.1190380762 87% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?

---------------------
Minimum 250 words wanted.
Minimum four paragraphs wanted.

Rates: 56.1797752809 out of 100
Scores by essay e-grader: 5.0 Out of 9
---------------------
Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.