In this over expensive era, many of us are interested in using up our credits, instead of making an investment or saving out of that money. This essay will touch base upon the reasons for this trend and will also conclude, why this habit is negatively impacting our lives, with the help of examples.
Spending on unnecessary commodities and efforts to match high society standards are two, out the countless reasons behind overspending. Starting with unnecessary expenditures, for example, buying stuff that we don't need and calling ourselves 'Shopaholic', are helping ourselves to adapt to spending rather than saving. Furthermore, most of us tend to match with others in many aspects, living standards of others, cars owned by others we know. In this social competition, we end up losing all our savings to afford other luxuries that are not even inevitable.
Moving forward to the positivity, this spending habit can add to our lifestyle. Being able to afford the items we like, can plant happiness inside us and ultimately, this happiness will help in daily routine to appear more appealing to the society. To add a personal experience here, I am comparetively happier on the day I shop. However, number of positive impacts of this development are limited.
On the other hand, side-effects of this trend are large in number and have severe after-effects on life. Losing all the credit, by spending without any investment or saving, will put us in a state of financial insecurity. Back in 2015, when I spent all my savings on buying a new CAR for myself, I was left with no money for my professional certification and had to borrow from a friend. Additionally, saving is a 'must do' for better future. 'Savings in young age are helping hands when you are old.' - An article read. Lastly, for any health emergency, one must have an adequate amount of money in his bank account, which can be utilised in any unforeseen emergency situations.
In the end, it can be stated that, a part of population likes to spend instead of saving, what they earn but keeping in mind various side effects of this habit, I am of the opinion that this is a negative development and it contributes immensely to financially insecurities in life.
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Grammar and spelling errors:
Line 3, column 211, Rule ID: EN_CONTRACTION_SPELLING
Message: Possible spelling mistake found
Suggestion: don't
...ures, for example, buying stuff that we dont need and calling ourselves Shopaholic, ...
^^^^
Line 7, column 51, Rule ID: ADJECTIVE_IN_ATTRIBUTE[1]
Message: A more concise phrase may lose no meaning and sound more powerful.
Suggestion: large
...er hand, side-effects of this trend are large in number and have severe after-effects on life. ...
^^^^^^^^^^^^^^^
Transition Words or Phrases used:
also, but, furthermore, however, if, lastly, so, for example, on the other hand
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 15.0 13.1623246493 114% => OK
Auxiliary verbs: 11.0 7.85571142285 140% => OK
Conjunction : 10.0 10.4138276553 96% => OK
Relative clauses : 8.0 7.30460921844 110% => OK
Pronoun: 43.0 24.0651302605 179% => Less pronouns wanted
Preposition: 65.0 41.998997996 155% => OK
Nominalization: 8.0 8.3376753507 96% => OK
Performance on vocabulary words:
No of characters: 1854.0 1615.20841683 115% => OK
No of words: 379.0 315.596192385 120% => OK
Chars per words: 4.89182058047 5.12529762239 95% => OK
Fourth root words length: 4.41224685777 4.20363070211 105% => OK
Word Length SD: 2.85307823266 2.80592935109 102% => OK
Unique words: 218.0 176.041082164 124% => OK
Unique words percentage: 0.575197889182 0.561755894193 102% => OK
syllable_count: 590.4 506.74238477 117% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 8.0 5.43587174349 147% => OK
Article: 1.0 2.52805611222 40% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 9.0 4.76152304609 189% => OK
Performance on sentences:
How many sentences: 18.0 16.0721442886 112% => OK
Sentence length: 21.0 20.2975951904 103% => OK
Sentence length SD: 59.1916744229 49.4020404114 120% => OK
Chars per sentence: 103.0 106.682146367 97% => OK
Words per sentence: 21.0555555556 20.7667163134 101% => OK
Discourse Markers: 4.38888888889 7.06120827912 62% => OK
Paragraphs: 5.0 4.38176352705 114% => OK
Language errors: 2.0 5.01903807615 40% => OK
Sentences with positive sentiment : 11.0 8.67935871743 127% => OK
Sentences with negative sentiment : 4.0 3.9879759519 100% => OK
Sentences with neutral sentiment: 3.0 3.4128256513 88% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.253406550034 0.244688304435 104% => OK
Sentence topic coherence: 0.0712396413377 0.084324248473 84% => OK
Sentence topic coherence SD: 0.0566438724266 0.0667982634062 85% => OK
Paragraph topic coherence: 0.140692228557 0.151304729494 93% => OK
Paragraph topic coherence SD: 0.0447306201065 0.056905535591 79% => OK
Essay readability:
automated_readability_index: 12.1 13.0946893788 92% => Automated_readability_index is low.
flesch_reading_ease: 50.16 50.2224549098 100% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 11.5 11.3001002004 102% => OK
coleman_liau_index: 11.08 12.4159519038 89% => OK
dale_chall_readability_score: 8.59 8.58950901804 100% => OK
difficult_words: 94.0 78.4519038076 120% => OK
linsear_write_formula: 14.5 9.78957915832 148% => OK
gunning_fog: 10.4 10.1190380762 103% => OK
text_standard: 12.0 10.7795591182 111% => OK
What are above readability scores?
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Rates: 78.6516853933 out of 100
Scores by essay e-grader: 7.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.