Nowadays plastic money replacements such as credit and debit cards are extremely popular even more than banknotes and coins Discuss the advantages and disadvantages of this

It is true that credit and debit cards have become the majority payment method in modern society instead of banknotes or coins. While using the credit card seems to be a convenient way to the consumers, consumers need to take a deep consideration of financial abilities before using this payment method.

It is important to know your credit card can lead to a financial difficulty when you ignore your savings from your bank account. Since the invention of credit and debit cards had been released to the public, many people had debt increasing by overusing the credit card. Many people enjoy the service by purchasing things first and pay next month. Moreover, using a credit card can be linked to private issues. Many scammers notice that online shopping can be a best fraud spot to scam the consumers. Scammers can steal your assets from your account by misleading you to provide them your cards number. Therefore, using this sort of payment method has some drawbacks that people need to be considered.

It is undoubtedly that cashless payment has become a popular tendency to the worldwide. It brings a convenient payment method to the consumer by tapping or inserting their cards to make payment without waiting for the exchange. Traveling worldwide will no longer be too worried to secure your foreign exchange. The credit card can automatically exchange to the certain currency when you receive the bill from your bank. The most significant merits of using the credit cards is linked to eco-friendly. Many governments spends too much unnecessary budgets to renew the banknotes each year. Replacing banknotes to the plastic cards could reduce the use of note materials because plastic cards could store longer than the notes. Therefore, using a credit card is more efficient and beneficial than cash.

In conclusion, although the benefits of using credit cards have become an unpredictable worldwide trend, consumers need to take care of their financial abilities and always be careful of their cards security.

Votes
Average: 7.3 (1 vote)
Essays by the user:

Grammar and spelling errors:
Line 3, column 460, Rule ID: THE_SUPERLATIVE[1]
Message: Use 'the' with the superlative.
Suggestion: the
...mers notice that online shopping can be a best fraud spot to scam the consumers. ...
^
Line 5, column 519, Rule ID: AGREEMENT_SENT_START[1]
Message: You should probably use 'spend'.
Suggestion: spend
...inked to eco-friendly. Many governments spends too much unnecessary budgets to renew t...
^^^^^^

Transition Words or Phrases used:
first, if, moreover, so, therefore, while, in conclusion, sort of, it is true

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 12.0 13.1623246493 91% => OK
Auxiliary verbs: 13.0 7.85571142285 165% => OK
Conjunction : 7.0 10.4138276553 67% => OK
Relative clauses : 8.0 7.30460921844 110% => OK
Pronoun: 29.0 24.0651302605 121% => Less pronouns wanted
Preposition: 38.0 41.998997996 90% => OK
Nominalization: 8.0 8.3376753507 96% => OK

Performance on vocabulary words:
No of characters: 1713.0 1615.20841683 106% => OK
No of words: 336.0 315.596192385 106% => OK
Chars per words: 5.09821428571 5.12529762239 99% => OK
Fourth root words length: 4.28139028586 4.20363070211 102% => OK
Word Length SD: 2.60247564144 2.80592935109 93% => OK
Unique words: 171.0 176.041082164 97% => OK
Unique words percentage: 0.508928571429 0.561755894193 91% => More unique words wanted or less content wanted.
syllable_count: 521.1 506.74238477 103% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 5.43587174349 74% => OK
Article: 2.0 2.52805611222 79% => OK
Subordination: 4.0 2.10420841683 190% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 2.0 4.76152304609 42% => More preposition wanted as sentence beginning.

Performance on sentences:
How many sentences: 18.0 16.0721442886 112% => OK
Sentence length: 18.0 20.2975951904 89% => OK
Sentence length SD: 37.3456081011 49.4020404114 76% => OK
Chars per sentence: 95.1666666667 106.682146367 89% => OK
Words per sentence: 18.6666666667 20.7667163134 90% => OK
Discourse Markers: 4.27777777778 7.06120827912 61% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 2.0 5.01903807615 40% => OK
Sentences with positive sentiment : 10.0 8.67935871743 115% => OK
Sentences with negative sentiment : 4.0 3.9879759519 100% => OK
Sentences with neutral sentiment: 4.0 3.4128256513 117% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.197631182907 0.244688304435 81% => OK
Sentence topic coherence: 0.0706897943706 0.084324248473 84% => OK
Sentence topic coherence SD: 0.0600617666019 0.0667982634062 90% => OK
Paragraph topic coherence: 0.12751726376 0.151304729494 84% => OK
Paragraph topic coherence SD: 0.0526095003366 0.056905535591 92% => OK

Essay readability:
automated_readability_index: 11.9 13.0946893788 91% => Automated_readability_index is low.
flesch_reading_ease: 53.21 50.2224549098 106% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 10.3 11.3001002004 91% => OK
coleman_liau_index: 12.3 12.4159519038 99% => OK
dale_chall_readability_score: 8.19 8.58950901804 95% => OK
difficult_words: 78.0 78.4519038076 99% => OK
linsear_write_formula: 14.0 9.78957915832 143% => OK
gunning_fog: 9.2 10.1190380762 91% => OK
text_standard: 12.0 10.7795591182 111% => OK
What are above readability scores?

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Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.