Mental AccountingAlthough they may not realize it, people do not always manage their money in responsible way. In their minds, people tend to divide their money into different categories as if they were putting it into separate mental bank accounts. This

Speaking topics in text

Mental Accounting
Although they may not realize it, people do not always manage their money in responsible way. In their minds, people tend to divide their money into different categories as if they were putting it into separate mental bank accounts. This tendency is known as mental accounting. People mentally store some money in one account to be saved, while they imagine other money being stored in another account from which money can be taken and freely spent. Mental accounting can lead people to spend more money than they should, which can make it difficult for them to save enough money to achieve their long-term financial goals."

Speaking recording
Votes
Average: 6 (1 vote)
This speaking topic by users
Post dates Users rates Contents
2016-10-27 naznazu 60.00 Check this speaking
2017-02-01 paras001 66.00 Check this speaking
2018-10-24 ali rouhani 66.00 Check this speaking
2018-07-23 anamunteanu 65.00 Check this speaking
2018-10-09 mgrajapt 66.00 Check this speaking
Speaking category

Comments

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on vocabulary words:
No of characters: 505.0 592.248995984 85% => Need more words or more difficult words.
No of words: 152.0 155.574297189 98% => More words wanted. You may: choose simpler words or speak faster or remove hesitations or remove long pauses, and fully use the time, do NOT save one or two seconds.
Chars per words: 3.32236842105 3.80514564318 87% => OK
Fourth root words length: 3.51124308557 3.525876923 100% => OK
Word Length SD: 1.64877136746 1.79077849142 92% => OK
Unique words: 81.0 93.7148594378 86% => More unique words wanted.
Unique words percentage: 0.532894736842 0.604071249207 88% => More unique words wanted or less content wanted.
Syllable count: 161.1 185.844578313 87% => OK
Avg_syllables_per_word: 1.1 1.19417670683 92% => OK

Performance on coherence:
Topic speech coherence ratio: 0.0432717629219 0.0650381309087 67% => OK

Acoustic performance on paragraphs:
How many acoustic paragraphs: 5.0 4.35341365462 115% => OK
Average paragraph length: 30.4 68.503853103 44% => The average paragraph length is low.
STD paragraph length: 12.8467894822 21.3332995233 60% => OK
Average paragraph duration: 11.906 25.9943957902 46% => OK
STD paragraph duration: 4.54160147965 7.84667146824 58% => OK

Acoustic performance on sentences:
How many acoustic sentences: 56.0 42.0642570281 133% => OK
Average acoustic sentence length: 2.71428571429 4.02192344571 67% => OK
STD acoustic sentence length: 2.32005453842 3.1217529195 74% => OK
Average acoustic sentences duration: 0.964285714286 1.45093177766 66% => OK
STD acoustic sentences duration: 0.732166201718 0.99851816184 73% => OK

Acoustic performance on acoustic silence:(An acoustic silence means a little pause between two or more words)
How many acoustic silence: 59.0 39.0421686747 151% => It means the content is not pronounced smoothly or it is pronounced slowly. It is word by word.
Total acoustic silence duration: 8.49 7.12997991968 119% => OK
Average acoustic silence duration: 0.143898305085 0.185688545393 77% => Maybe the speech rate is too fast.
STD acoustic silence duration: 0.127292762109 0.155154303396 82% => OK

Acoustic performance on acoustic words:
Total word duration: 43.41 47.1480722892 92% => OK
Average word duration: 0.285592105263 0.305395592593 94% => OK
STD word duration: 0.166072010192 0.189427763521 88% => OK

Disfluencies: like hesitations, or 'ehn' or taking a long time to pronounce a word:
How many disfluencies: 8.0 7.94979919679 101% => OK
Total_disfluencies_duration: 5.91 6.2937751004 94% => OK
Total acoustic noise duration: 5.38 3.39508032129 158% => It may have issues on recording quality or have issues on silences or disfluencies.

Acoustic rates:
Total speech duration: 59.53 59.7592369478 100% => OK
Compare to expected duration: 0.992166666667 0.995987282463 100% => OK
Rate of silence: 0.99109692592 0.656000678711 151% => Less acoustic silences wanted.
Rate of speech: 2.55333445322 2.60215298798 98% => OK
Rate of speech by unique words: 1.36065849152 1.56821927147 87% => More unique words wanted.
Rate of word duration by unique words: 1.86592950933 1.99336655568 94% => OK
Average articulation rates: 0.267417151316 0.317803793328 84% => OK

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Rates: 60.0 out of 100
Scores by speech e-grader: 18.0 Out of 30
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Note: the speech e-grader does NOT examine the meaning of words and ideas.