Use of credit card Advantages and disadvantages?

Essay topics:

Use of credit card Advantages and disadvantages?

Surely there has been no time in history where the lives of people have changed more dramatically. A quick reflection on the typical day reveals credit card has been one of the most prominent topics in the contemporary discussion. People have always held some conflicting views regarding the use of credit card by people. This essay will discuss both sides of the arguments.
To begin with, there are myriad merits of using credit card. The first and foremost, masses can carry card with themselves because some do not prefer to carry cash so it is convenient for them. Probing further, individual also get discount by using this plastic card in shopping malls. Travelers make their journey easy because it is valid in overseas. They do not need to alter the currency, they can shop anywhere without any trouble.
On the contrary, every rose has its own thorns so there are some demerits of credit card. Firstly, it is not useful for middle class people because they have less income as compared rich family so they have to face problem regarding paying interest so it can become burden. Some individual also keep it for showoff.
To conclude, I firmly believe that advancement of technology has made our life easy. Credit card is also good source of automation. It is very convenient for every individual as well as beneficial.

Votes
Average: 7.2 (1 vote)
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Comments

Grammar and spelling errors:
Line 4, column 198, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...every individual as well as beneficial.
^^^

Transition Words or Phrases used:
also, first, firstly, if, regarding, so, well, as well as, on the contrary, to begin with

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 9.0 10.5418719212 85% => OK
Auxiliary verbs: 5.0 6.10837438424 82% => OK
Conjunction : 1.0 8.36945812808 12% => More conjunction wanted.
Relative clauses : 2.0 5.94088669951 34% => More relative clauses wanted.
Pronoun: 19.0 20.9802955665 91% => OK
Preposition: 26.0 31.9359605911 81% => OK
Nominalization: 3.0 5.75862068966 52% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.

Performance on vocabulary words:
No of characters: 1107.0 1207.87684729 92% => OK
No of words: 227.0 242.827586207 93% => More content wanted.
Chars per words: 4.87665198238 5.00649968141 97% => OK
Fourth root words length: 3.88156143495 3.92707691288 99% => OK
Word Length SD: 2.5083918615 2.71678728327 92% => OK
Unique words: 142.0 139.433497537 102% => OK
Unique words percentage: 0.625550660793 0.580463131201 108% => OK
syllable_count: 356.4 379.143842365 94% => OK
avg_syllables_per_word: 1.6 1.57093596059 102% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 6.0 4.6157635468 130% => OK
Article: 2.0 1.56157635468 128% => OK
Subordination: 0.0 1.71428571429 0% => More adverbial clause wanted.
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 3.0 3.65517241379 82% => OK

Performance on sentences:
How many sentences: 15.0 12.6551724138 119% => OK
Sentence length: 15.0 20.5024630542 73% => The Avg. Sentence Length is relatively short.
Sentence length SD: 36.5381991893 50.4703680194 72% => OK
Chars per sentence: 73.8 104.977214359 70% => OK
Words per sentence: 15.1333333333 20.9669160288 72% => OK
Discourse Markers: 5.93333333333 7.25397266985 82% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 1.0 5.33497536946 19% => OK
Sentences with positive sentiment : 9.0 6.9802955665 129% => OK
Sentences with negative sentiment : 3.0 2.75862068966 109% => OK
Sentences with neutral sentiment: 3.0 2.91625615764 103% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.247428047926 0.242375264174 102% => OK
Sentence topic coherence: 0.0912466805244 0.0925447433944 99% => OK
Sentence topic coherence SD: 0.109619761331 0.071462118173 153% => OK
Paragraph topic coherence: 0.149855611152 0.151781067708 99% => OK
Paragraph topic coherence SD: 0.0403978114318 0.0609392437508 66% => OK

Essay readability:
automated_readability_index: 9.1 12.6369458128 72% => Automated_readability_index is low.
flesch_reading_ease: 56.25 53.1260098522 106% => OK
smog_index: 3.1 6.54236453202 47% => Smog_index is low.
flesch_kincaid_grade: 9.1 10.9458128079 83% => OK
coleman_liau_index: 10.43 11.5310837438 90% => OK
dale_chall_readability_score: 8.14 8.32886699507 98% => OK
difficult_words: 54.0 55.0591133005 98% => OK
linsear_write_formula: 8.0 9.94827586207 80% => OK
gunning_fog: 8.0 10.3980295567 77% => OK
text_standard: 8.0 10.5123152709 76% => OK
What are above readability scores?

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Rates: 72.2222222222 out of 100
Scores by essay e-grader: 65.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.