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Post date	Users	Rates	Content
2024-08-01	Giang Tran	89	Check this topic
2020-02-27	kimkbuni	49	Check this topic

Topic title: THE REASON THAT MOST INDIVIDUALS ARE IN DEBITS IS DUE TO THE OVERUSE AS WELL AS IRRESPONSIBLE USE OF CREDIT CARDS BANKS SHOULD NOT ISSUE CREDIT CARDS UNLESS THEY ARE COMPLETELY SURE OF AN INDIVIDUAL S ABILITY TO PAY BACK THEIR DEBITS

Topic category: IELTS Writing Task II - IELTS Academic