q3. The foreign student advisor expresses his opinion of the policy for Health Insurance. Report his opinion and explain the reasons that he gives for having that opinion.

Read the passage:
All students may purchase health insurance at the time of registration by marking the insurance box on the course request form. Those students who choose not to use the health insurance option mays still use the services of the Student Health Center, but their accounts must be settled at the time of each visit, and the alternative health insurance carrier must be billed directly by the students for reimbursement. International students are required to purchase student health insurance carrier may not be substituted. No exceptions will be made.