TPO 31 - Question 4Mental AccountingAlthough they may not realize it, people do not always manage their money in responsible way. In their minds, people tend to divide their money into different categories as if they were putting it into separate mental b

Speaking topics in text

TPO 31 - Question 4
Mental Accounting
Although they may not realize it, people do not always manage their money in responsible way. In their minds, people tend to divide their money into different categories as if they were putting it into separate mental bank accounts. This tendency is known as mental accounting. People mentally store some money in one account to be saved, while they imagine other money being stored in another account from which money can be taken and freely spent. Mental accounting can lead people to spend more money than they should, which can make it difficult for them to save enough money to achieve their long-term financial goals.

Speaking recording
Votes
Average: 6 (1 vote)
This speaking topic by users
Post dates Users rates Contents
2017-05-18 Tulips 90.00 Check this speaking
2016-12-06 mgrajapt 70.00 Check this speaking
2018-04-20 dadfarfardad361 66.00 Check this speaking
2017-05-23 mahabub 30.00 Check this speaking
2016-09-08 mgrajapt 80.00 Check this speaking
Speaking category

Comments

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on vocabulary words:
No of characters: 493.0 592.248995984 83% => Need more words or more difficult words.
No of words: 141.0 155.574297189 91% => More words wanted. You may: choose simpler words or speak faster or remove hesitations or remove long pauses, and fully use the time, do NOT save one or two seconds.
Chars per words: 3.49645390071 3.80514564318 92% => OK
Fourth root words length: 3.44591672665 3.525876923 98% => OK
Word Length SD: 1.5094224788 1.79077849142 84% => OK
Unique words: 83.0 93.7148594378 89% => More unique words wanted.
Unique words percentage: 0.58865248227 0.604071249207 97% => OK
Syllable count: 162.9 185.844578313 88% => OK
Avg_syllables_per_word: 1.2 1.19417670683 100% => OK

Performance on coherence:
Topic speech coherence ratio: 0.0775957258586 0.0650381309087 119% => OK

Acoustic performance on paragraphs:
How many acoustic paragraphs: 2.0 4.35341365462 46% => OK
Average paragraph length: 70.5 68.503853103 103% => OK
STD paragraph length: 28.5 21.3332995233 134% => OK
Average paragraph duration: 30.19 25.9943957902 116% => OK
STD paragraph duration: 12.42 7.84667146824 158% => OK

Acoustic performance on sentences:
How many acoustic sentences: 60.0 42.0642570281 143% => OK
Average acoustic sentence length: 2.35 4.02192344571 58% => OK
STD acoustic sentence length: 1.95639975465 3.1217529195 63% => OK
Average acoustic sentences duration: 0.974833333333 1.45093177766 67% => OK
STD acoustic sentences duration: 0.597933919612 0.99851816184 60% => OK

Acoustic performance on acoustic silence:(An acoustic silence means a little pause between two or more words)
How many acoustic silence: 56.0 39.0421686747 143% => It means the content is not pronounced smoothly or it is pronounced slowly. It is word by word.
Total acoustic silence duration: 10.0 7.12997991968 140% => It may have a lot of silences or every silence is too long.
Average acoustic silence duration: 0.178571428571 0.185688545393 96% => OK
STD acoustic silence duration: 0.234204036285 0.155154303396 151% => The duration of acoustic silence changes often. It may have hesitations.

Acoustic performance on acoustic words:
Total word duration: 46.31 47.1480722892 98% => OK
Average word duration: 0.328439716312 0.305395592593 108% => OK
STD word duration: 0.194882338344 0.189427763521 103% => OK

Disfluencies: like hesitations, or 'ehn' or taking a long time to pronounce a word:
How many disfluencies: 12.0 7.94979919679 151% => It may have 'ehn' in the speaking, or it has hesitations or overlapping speeches.
Total_disfluencies_duration: 9.04 6.2937751004 144% => Somehow the hesitation is serious.
Total acoustic noise duration: 1.99 3.39508032129 59% => OK

Acoustic rates:
Total speech duration: 60.38 59.7592369478 101% => Need to finish the speech on time.
Compare to expected duration: 1.00633333333 0.995987282463 101% => OK
Rate of silence: 0.92745942365 0.656000678711 141% => Less acoustic silences wanted.
Rate of speech: 2.33521033455 2.60215298798 90% => Need to bring more content.
Rate of speech by unique words: 1.37462736005 1.56821927147 88% => More unique words wanted.
Rate of word duration by unique words: 1.79226948823 1.99336655568 90% => Need more unique words.
Average articulation rates: 0.275393375887 0.317803793328 87% => OK

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Rates: 60.0 out of 100
Scores by speech e-grader: 18.0 Out of 30
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Note: the speech e-grader does NOT examine the meaning of words and ideas.