TPO 31 - Question 4Mental AccountingAlthough they may not realize it, people do not always manage their money in responsible way. In their minds, people tend to divide their money into different categories as if they were putting it into separate mental b

Speaking topics in text

TPO 31 - Question 4
Mental Accounting
Although they may not realize it, people do not always manage their money in responsible way. In their minds, people tend to divide their money into different categories as if they were putting it into separate mental bank accounts. This tendency is known as mental accounting. People mentally store some money in one account to be saved, while they imagine other money being stored in another account from which money can be taken and freely spent. Mental accounting can lead people to spend more money than they should, which can make it difficult for them to save enough money to achieve their long-term financial goals.

Speaking recording
Votes
Average: 6.6 (1 vote)
This speaking topic by users
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2018-07-31 Valeria1949 66.00 Check this speaking
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2018-09-14 Happy_me 60.00 Check this speaking
2018-10-25 toefl201800 66.00 Check this speaking
Speaking category
Speakings by user Bobby1987 :

Comments

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on vocabulary words:
No of characters: 758.0 592.248995984 128% => OK
No of words: 198.0 155.574297189 127% => OK
Chars per words: 3.82828282828 3.80514564318 101% => OK
Fourth root words length: 3.75116612262 3.525876923 106% => OK
Word Length SD: 1.69991327194 1.79077849142 95% => OK
Unique words: 107.0 93.7148594378 114% => OK
Unique words percentage: 0.540404040404 0.604071249207 89% => More unique words wanted or less content wanted.
Syllable count: 234.0 185.844578313 126% => OK
Avg_syllables_per_word: 1.2 1.19417670683 100% => OK

Performance on coherence:
Topic speech coherence ratio: 0.143753790417 0.0650381309087 221% => Good job. The more, the better.

Acoustic performance on paragraphs:
How many acoustic paragraphs: 2.0 4.35341365462 46% => OK
Average paragraph length: 99.0 68.503853103 145% => OK
STD paragraph length: 14.0 21.3332995233 66% => OK
Average paragraph duration: 29.85 25.9943957902 115% => OK
STD paragraph duration: 6.17 7.84667146824 79% => OK

Acoustic performance on sentences:
How many acoustic sentences: 26.0 42.0642570281 62% => OK
Average acoustic sentence length: 7.61538461538 4.02192344571 189% => OK
STD acoustic sentence length: 4.17940852529 3.1217529195 134% => OK
Average acoustic sentences duration: 2.25923076923 1.45093177766 156% => OK
STD acoustic sentences duration: 1.06980560088 0.99851816184 107% => OK

Acoustic performance on acoustic silence:(An acoustic silence means a little pause between two or more words)
How many acoustic silence: 25.0 39.0421686747 64% => OK
Total acoustic silence duration: 6.29 7.12997991968 88% => OK
Average acoustic silence duration: 0.2516 0.185688545393 135% => Maybe the pauses are too long.
STD acoustic silence duration: 0.151833593121 0.155154303396 98% => OK

Acoustic performance on acoustic words:
Total word duration: 49.8 47.1480722892 106% => OK
Average word duration: 0.251515151515 0.305395592593 82% => OK
STD word duration: 0.148496598175 0.189427763521 78% => OK

Disfluencies: like hesitations, or 'ehn' or taking a long time to pronounce a word:
How many disfluencies: 8.0 7.94979919679 101% => OK
Total_disfluencies_duration: 5.69 6.2937751004 90% => OK
Total acoustic noise duration: 1.35 3.39508032129 40% => OK

Acoustic rates:
Total speech duration: 59.7 59.7592369478 100% => OK
Compare to expected duration: 0.995 0.995987282463 100% => OK
Rate of silence: 0.418760469012 0.656000678711 64% => OK
Rate of speech: 3.31658291457 2.60215298798 127% => OK
Rate of speech by unique words: 1.79229480737 1.56821927147 114% => OK
Rate of word duration by unique words: 2.14859437751 1.99336655568 108% => OK
Average articulation rates: 0.476133035354 0.317803793328 150% => OK

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Rates: 66.6666666667 out of 100
Scores by speech e-grader: 20.0 Out of 30
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Note: the speech e-grader does NOT examine the meaning of words and ideas.