Nowadays, the threshold of applying for credit card has been reduced; therefore, almost everyone can receive one credit card. The convenience of paying credit card is undeniable; whereas, the risk of building high debts is also increasing. Personally, I believe there are more benefits of owning a credit card, only if people arrange their expenses carefully.
To begin with, credit card can be a useful helper. When people plan carefully their expenses and avoid impulsive consume. Firstly, the main advantage of paying by credit card is that people do not need to carry a vast sum of money around when buying expensive products. Furthermore, the function of delay payment also benefits a large sum of people. For instance, my family bought three air-conditioner lately which costs over 100,000 NTD in total. With credit card, not only did we get cash feedback, but also allowed us to pay the amount in 6 months separately. Secondly, before buying anything, do the bookkeeping in advanced. Do not buy anything without urgent needs. In this case, the situation of building high debts can be avoided.
Nevertheless, when people fail to control their desires, the situation along with credit card may go out of control relatively easy. For example, according to an interview on BBC last week, an accountant lost nearly 100,000 pound within just two days, because she used credit card to pay the lost sum from gambling. She has five credit cards, and when the sum had reached the highest payment limit, she just maximized them without second thought. Similarly, there are an increasing number of people carry a large burden on their shoulders through buying various products without planning beforehand. These impulsive payment often leads to a huge amount of debts, and actually can be prevented with rational planning.
By way of conclusion, with rational control, credit card can be a nice helper rather than a nightmare.
- Wild animals have no place in the 21st century so protecting them is a waste of resources To what extent do you agree or disagree 81
- Nowadays it is easy to apply for and be given a credit card However some people experience problems when they are not be able to pay their debts back In your opinion do the advantages of credit cards outweigh the disadvantages 92
- Many people say that globalisation and the growing number of multinational companies have a negative effect on the environment Use specific reasons and examples to support your answer To what extent do you agree or disagree 74
- As most people spend a major part of their adult life at work, job satisfaction is an important element of individual well-being.What factors contribute to job satisfaction?How realistic is the expectation of job satisfaction for all workers? 73
- The diagrams below show the water supply system in Australia at present and in future Summarize the information by selecting and reporting the main features 67
Grammar and spelling errors:
Line 1, column 152, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...e credit card. The convenience of paying credit card is undeniable; whereas, the ...
^^
Transition Words or Phrases used:
actually, also, but, first, firstly, furthermore, if, may, nevertheless, second, secondly, similarly, so, therefore, whereas, for example, for instance, to begin with
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 10.0 13.1623246493 76% => OK
Auxiliary verbs: 7.0 7.85571142285 89% => OK
Conjunction : 4.0 10.4138276553 38% => More conjunction wanted.
Relative clauses : 6.0 7.30460921844 82% => OK
Pronoun: 15.0 24.0651302605 62% => OK
Preposition: 42.0 41.998997996 100% => OK
Nominalization: 8.0 8.3376753507 96% => OK
Performance on vocabulary words:
No of characters: 1618.0 1615.20841683 100% => OK
No of words: 315.0 315.596192385 100% => OK
Chars per words: 5.13650793651 5.12529762239 100% => OK
Fourth root words length: 4.21286593061 4.20363070211 100% => OK
Word Length SD: 2.63934224534 2.80592935109 94% => OK
Unique words: 191.0 176.041082164 108% => OK
Unique words percentage: 0.606349206349 0.561755894193 108% => OK
syllable_count: 480.6 506.74238477 95% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 5.0 5.43587174349 92% => OK
Article: 8.0 2.52805611222 316% => Less articles wanted as sentence beginning.
Subordination: 4.0 2.10420841683 190% => OK
Conjunction: 3.0 0.809619238477 371% => Less conjunction wanted as sentence beginning.
Preposition: 7.0 4.76152304609 147% => OK
Performance on sentences:
How many sentences: 18.0 16.0721442886 112% => OK
Sentence length: 17.0 20.2975951904 84% => The Avg. Sentence Length is relatively short.
Sentence length SD: 36.7635084772 49.4020404114 74% => OK
Chars per sentence: 89.8888888889 106.682146367 84% => OK
Words per sentence: 17.5 20.7667163134 84% => OK
Discourse Markers: 9.22222222222 7.06120827912 131% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 1.0 5.01903807615 20% => OK
Sentences with positive sentiment : 12.0 8.67935871743 138% => OK
Sentences with negative sentiment : 5.0 3.9879759519 125% => OK
Sentences with neutral sentiment: 1.0 3.4128256513 29% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.348793102999 0.244688304435 143% => OK
Sentence topic coherence: 0.110619852279 0.084324248473 131% => OK
Sentence topic coherence SD: 0.0730431763374 0.0667982634062 109% => OK
Paragraph topic coherence: 0.229035539042 0.151304729494 151% => OK
Paragraph topic coherence SD: 0.0627742837707 0.056905535591 110% => OK
Essay readability:
automated_readability_index: 11.5 13.0946893788 88% => Automated_readability_index is low.
flesch_reading_ease: 62.68 50.2224549098 125% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 8.7 11.3001002004 77% => OK
coleman_liau_index: 12.24 12.4159519038 99% => OK
dale_chall_readability_score: 8.09 8.58950901804 94% => OK
difficult_words: 72.0 78.4519038076 92% => OK
linsear_write_formula: 8.0 9.78957915832 82% => OK
gunning_fog: 8.8 10.1190380762 87% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?
---------------------
Rates: 84.2696629213 out of 100
Scores by essay e-grader: 7.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.