Your bank has told you that they are going to increase the overdraft charges on your current account each month. You are not happy about this. Write a letter to the bank.
In your letter:
-why you are writing to them
-why you think the charges should not have been increased
-what you want them to do
Dear Sir/Madam,
I am writing to you because I recently received a letter from you detailing the new overdraft charges that are going to be put into place next month.
As you will be aware I have a large overdraft currently exceeding £10,000 and the new charges will make it near impossible to pay off. I have had an account with your bank for over ten years and have never seen an increase in charges, such as those presented now.
I am aware that increased charges on large sums of money that have been borrowed are important in levying profits for your business. The increase that has been proposed of paying 5% on top of the regular amount of £350 in charges each month will become a large and difficult amount to repay.
I would, therefore, like you to write to me and explain why such a large increase has been planned. If you are unable to offer a response that is justifiable to both the bank and me, then I will have no choice but to complain to the Financial Ombudsman Service.
I await your response.
Yours faithfully,
Mr John Bell.
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- weqwe 11
Transition Words or Phrases used:
but, if, then, therefore, such as
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 9.0 7.48453608247 120% => OK
Auxiliary verbs: 5.0 4.92783505155 101% => OK
Conjunction : 6.0 5.05154639175 119% => OK
Relative clauses : 5.0 3.03092783505 165% => OK
Pronoun: 26.0 32.9175257732 79% => OK
Preposition: 25.0 26.3917525773 95% => OK
Nominalization: 0.0 3.85567010309 0% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 877.0 937.175257732 94% => OK
No of words: 192.0 206.0 93% => More content wanted.
Chars per words: 4.56770833333 4.54256449028 101% => OK
Fourth root words length: 3.72241943641 3.78020617076 98% => OK
Word Length SD: 2.44611525029 2.54303337028 96% => OK
Unique words: 116.0 127.690721649 91% => More unique words wanted.
Unique words percentage: 0.604166666667 0.622605031667 97% => OK
syllable_count: 267.3 290.88556701 92% => OK
avg_syllables_per_word: 1.4 1.41237113402 99% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 6.0 9.13402061856 66% => OK
Article: 1.0 0.824742268041 121% => OK
Subordination: 2.0 1.83505154639 109% => OK
Conjunction: 0.0 0.463917525773 0% => OK
Preposition: 1.0 1.44329896907 69% => OK
Performance on sentences:
How many sentences: 9.0 12.6804123711 71% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 21.0 16.3608247423 128% => The Avg. Sentence Length is relatively long.
Sentence length SD: 50.7543101618 44.8134815571 113% => OK
Chars per sentence: 97.4444444444 76.5299724578 127% => OK
Words per sentence: 21.3333333333 16.8248392259 127% => OK
Discourse Markers: 3.66666666667 4.34317383033 84% => OK
Paragraphs: 5.0 4.29896907216 116% => OK
Language errors: 0.0 2.54639175258 0% => OK
Sentences with positive sentiment : 5.0 7.41237113402 67% => OK
Sentences with negative sentiment : 4.0 1.49484536082 268% => Less negative sentences wanted.
Sentences with neutral sentiment: 0.0 3.94845360825 0% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.403894018883 0.216113520407 187% => OK
Sentence topic coherence: 0.145982155035 0.0766984524023 190% => OK
Sentence topic coherence SD: 0.0566851543238 0.0603063233224 94% => OK
Paragraph topic coherence: 0.199871436316 0.12726935374 157% => OK
Paragraph topic coherence SD: 0.0647782989824 0.0580467560999 112% => OK
Essay readability:
automated_readability_index: 10.8 8.37731958763 129% => OK
flesch_reading_ease: 67.08 70.7449484536 95% => OK
smog_index: 3.1 3.82989690722 81% => OK
flesch_kincaid_grade: 9.1 7.45979381443 122% => OK
coleman_liau_index: 9.23 8.71597938144 106% => OK
dale_chall_readability_score: 7.39 7.59969072165 97% => OK
difficult_words: 33.0 41.2886597938 80% => More difficult words wanted.
linsear_write_formula: 13.0 8.62886597938 151% => OK
gunning_fog: 10.4 8.54432989691 122% => OK
text_standard: 11.0 8.15463917526 135% => OK
What are above readability scores?
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Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.