it has become very common for people to borrow money most of people have a credit card a mortgage and often they will buy a car on credit as well is this goid idea or is it too risky discuss both views and give ur in opinion

Nowadays, it has become a trend for individual to borrow money and other things sach as books and electronic gadgets . Numerous people purchase a car on credit . It is a better thought upto some extent but some time it make a cause of great lose . Both sided of this debate will be analysed in this essay before a reasoned conclusion is drawn .

To initiate with, thesedays almost 60% people live the average life, they just able to fulfill their necessity so people borrow money from bank as well as other people to fulfill their dreams because most of the middle class family do not have lumsum money to buy expensive things . For instance, the survey conducted in US in 2015 reported that approximately 65% people borrow money to get comfort lifestyle . Moreover, it is bit tough to move on two wheeler with a family so people often purchase a car on credit .

On the flip side, sometimes it become a cause of concern because if the people buy maximum things on credit then they must want to pay maximum installments in every month and if they are unable to pay installments on time then they want to pay heavy fine with installment . Furthermore, if the people borrow more money then they also suffering from health problems because there are stress on their mind so it is risk of life as well . To exemplify, the eminent person of india borrow the billion rupees from bank but not returned on time then his property confiscated by the government .

To recapitulate, the demerits of borrow money is outweigh the merits . According to me, there are numerous people who get into large debts due to overuse of credit cards or loans which most of them have not the ability to repay .

Votes
Average: 6.3 (8 votes)
Essays by the user:

Grammar and spelling errors:
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...ngs sach as books and electronic gadgets . Numerous people purchase a car on credi...
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Line 1, column 160, Rule ID: COMMA_PARENTHESIS_WHITESPACE
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...Numerous people purchase a car on credit . It is a better thought upto some extent...
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Line 1, column 220, Rule ID: IT_VBZ[1]
Message: Did you mean 'makes'?
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...ought upto some extent but some time it make a cause of great lose . Both sided of t...
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Line 1, column 246, Rule ID: COMMA_PARENTHESIS_WHITESPACE
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... some time it make a cause of great lose . Both sided of this debate will be analy...
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...ay before a reasoned conclusion is drawn . To initiate with, thesedays almost ...
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... To initiate with, thesedays almost 60% people live the average life, they just ...
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...ave lumsum money to buy expensive things . For instance, the survey conducted in U...
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...le borrow money to get comfort lifestyle . Moreover, it is bit tough to move on tw...
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...get comfort lifestyle . Moreover, it is bit tough to move on two wheeler with a fam...
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Line 3, column 454, Rule ID: CD_NN[1]
Message: Possible agreement error. The noun 'wheeler' seems to be countable, so consider using: 'wheelers'.
Suggestion: wheelers
...oreover, it is bit tough to move on two wheeler with a family so people often purchase ...
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...so people often purchase a car on credit . On the flip side, sometimes it beco...
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...it . On the flip side, sometimes it become a cause of concern because if the peopl...
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... want to pay heavy fine with installment . Furthermore, if the people borrow more ...
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Line 5, column 320, Rule ID: LESS_MORE_THEN[1]
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...ermore, if the people borrow more money then they also suffering from health problem...
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...their mind so it is risk of life as well . To exemplify, the eminent person of ind...
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Line 5, column 587, Rule ID: COMMA_PARENTHESIS_WHITESPACE
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...s property confiscated by the government . To recapitulate, the demerits of bo...
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Line 7, column 50, Rule ID: BEEN_PART_AGREEMENT[1]
Message: Consider using a past participle here: 'outweighed'.
Suggestion: outweighed
...tulate, the demerits of borrow money is outweigh the merits . According to me, there are...
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...s of borrow money is outweigh the merits . According to me, there are numerous peo...
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Line 7, column 72, Rule ID: ACCORDING_TO_ME[1]
Message: This phrase can sound awkward in English. Consider using 'in my opinion' or 'I think'.
Suggestion: In my opinion; I think
...f borrow money is outweigh the merits . According to me, there are numerous people who get into...
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...st of them have not the ability to repay .
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Transition Words or Phrases used:
also, but, furthermore, if, moreover, so, then, well, for instance, as well as

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 9.0 13.1623246493 68% => OK
Auxiliary verbs: 2.0 7.85571142285 25% => OK
Conjunction : 6.0 10.4138276553 58% => More conjunction wanted.
Relative clauses : 3.0 7.30460921844 41% => More relative clauses wanted.
Pronoun: 21.0 24.0651302605 87% => OK
Preposition: 45.0 41.998997996 107% => OK
Nominalization: 3.0 8.3376753507 36% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.

Performance on vocabulary words:
No of characters: 1384.0 1615.20841683 86% => OK
No of words: 297.0 315.596192385 94% => More content wanted.
Chars per words: 4.65993265993 5.12529762239 91% => OK
Fourth root words length: 4.15134772569 4.20363070211 99% => OK
Word Length SD: 2.46669885059 2.80592935109 88% => OK
Unique words: 163.0 176.041082164 93% => More unique words wanted.
Unique words percentage: 0.548821548822 0.561755894193 98% => OK
syllable_count: 445.5 506.74238477 88% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 5.43587174349 74% => OK
Article: 3.0 2.52805611222 119% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 5.0 4.76152304609 105% => OK

Performance on sentences:
How many sentences: 12.0 16.0721442886 75% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 24.0 20.2975951904 118% => OK
Sentence length SD: 70.9352208395 49.4020404114 144% => OK
Chars per sentence: 115.333333333 106.682146367 108% => OK
Words per sentence: 24.75 20.7667163134 119% => OK
Discourse Markers: 6.5 7.06120827912 92% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 20.0 5.01903807615 398% => Less language errors wanted.
Sentences with positive sentiment : 8.0 8.67935871743 92% => OK
Sentences with negative sentiment : 1.0 3.9879759519 25% => More negative sentences wanted.
Sentences with neutral sentiment: 3.0 3.4128256513 88% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.343583899325 0.244688304435 140% => OK
Sentence topic coherence: 0.119970212944 0.084324248473 142% => OK
Sentence topic coherence SD: 0.06551907607 0.0667982634062 98% => OK
Paragraph topic coherence: 0.200325637775 0.151304729494 132% => OK
Paragraph topic coherence SD: 0.0454632719083 0.056905535591 80% => OK

Essay readability:
automated_readability_index: 12.9 13.0946893788 99% => OK
flesch_reading_ease: 55.58 50.2224549098 111% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 11.5 11.3001002004 102% => OK
coleman_liau_index: 10.04 12.4159519038 81% => OK
dale_chall_readability_score: 7.7 8.58950901804 90% => OK
difficult_words: 54.0 78.4519038076 69% => More difficult words wanted.
linsear_write_formula: 11.0 9.78957915832 112% => OK
gunning_fog: 11.6 10.1190380762 115% => OK
text_standard: 12.0 10.7795591182 111% => OK
What are above readability scores?

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Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.