Many people are using credit card or loans to run up huge personal debts that they may be unable to repay it should therefore be made more difficult for individuals to borrow large amount of money What are your opinion on this

Essay topics:

Many people are using credit card or loans to run up huge personal debts that they may be unable to repay.it should therefore be made more difficult for individuals to borrow large amount of money. What are your opinion on this?

Today in market numerous banks are ready to give us loans and credit cards for our profits on the contrary a number of people are misusing these facilities for their huge personal debts that they may be not able to pay back, due to the fact of that it is hard for people to take huge amount of money This essay will discuss It is helpful or not far our society.

To begin with, loans and credit cards for our benefits though how we use these things It is Upon us, we do not need to take huge amount of money which we are not afford to repay. For instance if we need money for tiny type of business we don't demand to take vast amount of loan we only require that amount of loan which will going to build our business due to the fact of that reason we do not wish to repay huge amount of bills.

we use these facilities carefully it is going to help us in a lot of ways. For instance if we want to study in good collage or university on the contrary we do not have insufficient money, there are numerous student loan available we could actually use these lones for our profit, However we have to pay back after we completed owr studies. Unfortunately one of our family member got sick we do not ARAraasatana afford money for treatment we could use medical loan for treatment, if we use these things carefully eventually it is going benefit us.

In my opinion loans and credit cards ar more beneficial if we use these facilities right way However if we use these things carelessly it is going to make a lot of trouble for us.

Votes
Average: 7.8 (2 votes)
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Comments

Grammar and spelling errors:
Line 3, column 163, Rule ID: BEEN_PART_AGREEMENT[2]
Message: Consider using a past participle here: 'afforded'.
Suggestion: afforded
...e huge amount of money which we are not afford to repay. For instance if we need money...
^^^^^^
Line 3, column 239, Rule ID: EN_CONTRACTION_SPELLING
Message: Possible spelling mistake found
Suggestion: don't
...need money for tiny type of business we dont demand to take vast amount of loan we o...
^^^^
Line 5, column 2, Rule ID: UPPERCASE_SENTENCE_START
Message: This sentence does not start with an uppercase letter
Suggestion: We
...wish to repay huge amount of bills. we use these facilities carefully it is go...
^^

Transition Words or Phrases used:
actually, however, if, may, so, for instance, in my opinion, on the contrary, to begin with

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 11.0 13.1623246493 84% => OK
Auxiliary verbs: 7.0 7.85571142285 89% => OK
Conjunction : 5.0 10.4138276553 48% => More conjunction wanted.
Relative clauses : 6.0 7.30460921844 82% => OK
Pronoun: 50.0 24.0651302605 208% => Less pronouns wanted
Preposition: 36.0 41.998997996 86% => OK
Nominalization: 4.0 8.3376753507 48% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.

Performance on vocabulary words:
No of characters: 1240.0 1615.20841683 77% => OK
No of words: 292.0 315.596192385 93% => More content wanted.
Chars per words: 4.24657534247 5.12529762239 83% => OK
Fourth root words length: 4.13376432452 4.20363070211 98% => OK
Word Length SD: 2.2617056487 2.80592935109 81% => OK
Unique words: 135.0 176.041082164 77% => More unique words wanted.
Unique words percentage: 0.462328767123 0.561755894193 82% => More unique words wanted or less content wanted.
syllable_count: 411.3 506.74238477 81% => OK
avg_syllables_per_word: 1.4 1.60771543086 87% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 2.0 5.43587174349 37% => OK
Article: 0.0 2.52805611222 0% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 2.0 4.76152304609 42% => More preposition wanted as sentence beginning.

Performance on sentences:
How many sentences: 7.0 16.0721442886 44% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 41.0 20.2975951904 202% => The Avg. Sentence Length is relatively long.
Sentence length SD: 82.5130787407 49.4020404114 167% => OK
Chars per sentence: 177.142857143 106.682146367 166% => OK
Words per sentence: 41.7142857143 20.7667163134 201% => Less words per sentence wanted.
Discourse Markers: 13.0 7.06120827912 184% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 3.0 5.01903807615 60% => OK
Sentences with positive sentiment : 6.0 8.67935871743 69% => OK
Sentences with negative sentiment : 1.0 3.9879759519 25% => More negative sentences wanted.
Sentences with neutral sentiment: 0.0 3.4128256513 0% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.213484929412 0.244688304435 87% => OK
Sentence topic coherence: 0.1261551969 0.084324248473 150% => OK
Sentence topic coherence SD: 0.0767363134074 0.0667982634062 115% => OK
Paragraph topic coherence: 0.165715682833 0.151304729494 110% => OK
Paragraph topic coherence SD: 0.0736370239188 0.056905535591 129% => OK

Essay readability:
automated_readability_index: 19.4 13.0946893788 148% => OK
flesch_reading_ease: 46.78 50.2224549098 93% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 16.9 11.3001002004 150% => OK
coleman_liau_index: 8.26 12.4159519038 67% => OK
dale_chall_readability_score: 7.89 8.58950901804 92% => OK
difficult_words: 41.0 78.4519038076 52% => More difficult words wanted.
linsear_write_formula: 26.0 9.78957915832 266% => Linsear_write_formula is high.
gunning_fog: 18.4 10.1190380762 182% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?

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Rates: 56.1797752809 out of 100
Scores by essay e-grader: 5.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.