Some people get into debts by buying things they don t need and can t afford What are the reasons for this behaviour What action can be taken to prevent people from having this problem

Borrowing money from the banks for unnecessary or unaffordable purchases is one of the issues widely discussed nowadays. The main reason for this behaviour is an irresistible desire to “keep up” with others and the pervasive influence of advertisements.
Most of the pleasure is at reach to many, thanks to the introduction of leasing and credit cards. With these, the term ‘affordability’ is out of question. As a result, no one is taking a step back while thinking about buying a product. In addition, advertisements too are grabbing the attention of buyers in a significant manner.
We all need to change our attitude towards things we do not possess at present. It is normal to lack some things in life. It is much more important to be healthy, live in peace and strive to become a better person, which has nothing to do with possessions people have.
In order to prevent such uncalculated risks, measures must be taken to raise awareness among people. Also, one must learn how tob manage his budget in order to get a balance between necessity and pleasure. Keeping a ledger of income and expenses monthly would be very helpful and gives an image of how his budget should be spent.

Votes
Average: 5.6 (1 vote)
Essays by the user:

Grammar and spelling errors:
Line 2, column 305, Rule ID: IN_A_X_MANNER[1]
Message: Consider replacing "in a significant manner" with adverb for "significant"; eg, "in a hasty manner" with "hastily".
...oo are grabbing the attention of buyers in a significant manner. We all need to change our attitude to...
^^^^^^^^^^^^^^^^^^^^^^^

Transition Words or Phrases used:
also, if, so, while, in addition, as a result

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 12.0 13.1623246493 91% => OK
Auxiliary verbs: 5.0 7.85571142285 64% => OK
Conjunction : 7.0 10.4138276553 67% => OK
Relative clauses : 1.0 7.30460921844 14% => More relative clauses wanted.
Pronoun: 9.0 24.0651302605 37% => OK
Preposition: 35.0 41.998997996 83% => OK
Nominalization: 6.0 8.3376753507 72% => OK

Performance on vocabulary words:
No of characters: 992.0 1615.20841683 61% => OK
No of words: 205.0 315.596192385 65% => More content wanted.
Chars per words: 4.83902439024 5.12529762239 94% => OK
Fourth root words length: 3.78388967377 4.20363070211 90% => OK
Word Length SD: 2.93638278209 2.80592935109 105% => OK
Unique words: 140.0 176.041082164 80% => More unique words wanted.
Unique words percentage: 0.682926829268 0.561755894193 122% => OK
syllable_count: 314.1 506.74238477 62% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 3.0 5.43587174349 55% => OK
Article: 2.0 2.52805611222 79% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 3.0 4.76152304609 63% => OK

Performance on sentences:
How many sentences: 12.0 16.0721442886 75% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 17.0 20.2975951904 84% => The Avg. Sentence Length is relatively short.
Sentence length SD: 29.2976819333 49.4020404114 59% => The essay contains lots of sentences with the similar length. More sentence varieties wanted.
Chars per sentence: 82.6666666667 106.682146367 77% => OK
Words per sentence: 17.0833333333 20.7667163134 82% => OK
Discourse Markers: 3.75 7.06120827912 53% => More transition words/phrases wanted.
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 1.0 5.01903807615 20% => OK
Sentences with positive sentiment : 6.0 8.67935871743 69% => OK
Sentences with negative sentiment : 3.0 3.9879759519 75% => OK
Sentences with neutral sentiment: 3.0 3.4128256513 88% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.174691350804 0.244688304435 71% => OK
Sentence topic coherence: 0.0492532494182 0.084324248473 58% => OK
Sentence topic coherence SD: 0.0356376501729 0.0667982634062 53% => OK
Paragraph topic coherence: 0.0840379485013 0.151304729494 56% => OK
Paragraph topic coherence SD: 0.0375110199075 0.056905535591 66% => OK

Essay readability:
automated_readability_index: 9.9 13.0946893788 76% => Automated_readability_index is low.
flesch_reading_ease: 62.68 50.2224549098 125% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 8.7 11.3001002004 77% => OK
coleman_liau_index: 10.5 12.4159519038 85% => OK
dale_chall_readability_score: 8.48 8.58950901804 99% => OK
difficult_words: 52.0 78.4519038076 66% => More difficult words wanted.
linsear_write_formula: 7.0 9.78957915832 72% => OK
gunning_fog: 8.8 10.1190380762 87% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?

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Minimum 250 words wanted.

Rates: 56.1797752809 out of 100
Scores by essay e-grader: 5.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.