Biometric: A revolution in payment systems
Today in society cyber-crimes is increasing rapidly. Security has been mesmerised with a mere idea of biometric technology. Even movies are no exception to this enchantment; there are several classic examples of iRobot or James Bond movies – where the importance of biometric technology is shown at par. This is a hint of future revolution where human DNA is inherently linked up with their digital personality.
In recent years, fantasy has come true in the form of biometric technology. It includes speech, face recognition, fingerprint or iris scan. All this is used as the evolution of secure payments from your devices.
Why is biometric technology secure and capable?
There are various reasons why biometric technology has proved to be secure these days.
Unique
Intrinsic property
Unattainable to forge Impossible to lose
Once a niche technology essentially constrained to being used in a few industries or in any other niche verticals, biometric technology is now found on millions of Apple and Android devices, also in some of the leading financial sectors and also at bigger airports.
By the Apple’s Touch ID technology, that proved to be a breakthrough example for hundreds of banks. Now even they have started using the fingerprint scan technology to authorise secure payment gateways for their mobile applications. This component explores the competent payment systems that were once a vogue, fiction or prospect, and delve into the security challenges.
Biometric technology – changing payment trends in payment method
Reliable validation has become necessary in recent times. The major consequences of insecure validation in a banking or business environment can be a disaster, with the loss of confidential data, money, and conciliated data reliability. User authentication is required in several applications, including physical access control to offices, e-commerce, healthcare, immigration and border control, etc.
At present, the established techniques for user authentication are like passwords, user IDs, identification cards and PINs. These old-age techniques endure from various restrictions like passwords and PINs can be forged, lost or illegally acquired by clandestine surveillance.
In addition, there is no way to optimistically associate the usage of the system or service by the genuine user. A password can be shared, and there is no way for the applications to learn whether used by the genuine user.
Biometric technology eradicates the need to carry hard cash, various payment cards or even a mobile device. It permits users to authorise secure payments with just a fingerprint, handprint, face, speech recognition or iris scans.
Here the newly found biometrics technology offers an additional accurate and reliable user authentication technique.
Conclusion
All said and done, but more innovation and development are required in terms of biometric technology. This emerging technology has rescued several banks with millions of cyber frauds. Many data security practitioners have raised several concerns about the biometric method of payment security and user privacy.
The main concern is the possibility of biometric data being robbed, and the risk of biometric identity burglary. It’s crystal clear now that it’s still in early stages in the biometric payment system. Hence, more innovation is needed to make it a perfect security payment system.
Emerging biometrics technology is expanding in every field, and since it delivers so many prospective applications, much more is expected with new improved designs in future years. With all due respect to biometric methodology, the verification procedure still remains the same.
A person’s unique identity is captured and stored in the application database. And as a process of verification record is matched by new record every time, and the unique identifier is validated. After all, there must be incredible problems identified with the safeguarding of password. But all these hassles will soon disappear with the use of biometric technology.
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Grammar and spelling errors:
Line 14, column 200, Rule ID: SOME_OF_THE[1]
Message: Simply use 'some'.
Suggestion: some
...s of Apple and Android devices, also in some of the leading financial sectors and also at b...
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Line 17, column 1, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...nd delve into the security challenges. Biometric technology – changing payment ...
^^^
Line 38, column 139, Rule ID: NEW_XX[1]
Message: Use simply 'record'.
Suggestion: record
...ss of verification record is matched by new record every time, and the unique identifier i...
^^^^^^^^^^
Transition Words or Phrases used:
also, but, hence, if, so, still, then, after all, in addition
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 32.0 13.1623246493 243% => Less to be verbs wanted.
Auxiliary verbs: 6.0 7.85571142285 76% => OK
Conjunction : 29.0 10.4138276553 278% => Less conjunction wanted
Relative clauses : 5.0 7.30460921844 68% => More relative clauses wanted.
Pronoun: 20.0 24.0651302605 83% => OK
Preposition: 78.0 41.998997996 186% => OK
Nominalization: 32.0 8.3376753507 384% => Less nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 3508.0 1615.20841683 217% => Less number of characters wanted.
No of words: 617.0 315.596192385 196% => Less content wanted.
Chars per words: 5.68557536467 5.12529762239 111% => OK
Fourth root words length: 4.98392262146 4.20363070211 119% => OK
Word Length SD: 3.12719230068 2.80592935109 111% => OK
Unique words: 324.0 176.041082164 184% => OK
Unique words percentage: 0.525121555916 0.561755894193 93% => More unique words wanted or less content wanted.
syllable_count: 1118.7 506.74238477 221% => syllable counts are too long.
avg_syllables_per_word: 1.8 1.60771543086 112% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 7.0 5.43587174349 129% => OK
Article: 6.0 2.52805611222 237% => Less articles wanted as sentence beginning.
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 9.0 0.809619238477 1112% => Less conjunction wanted as sentence beginning.
Preposition: 7.0 4.76152304609 147% => OK
Performance on sentences:
How many sentences: 34.0 16.0721442886 212% => Too many sentences.
Sentence length: 18.0 20.2975951904 89% => OK
Sentence length SD: 58.5783714825 49.4020404114 119% => OK
Chars per sentence: 103.176470588 106.682146367 97% => OK
Words per sentence: 18.1470588235 20.7667163134 87% => OK
Discourse Markers: 1.79411764706 7.06120827912 25% => More transition words/phrases wanted.
Paragraphs: 17.0 4.38176352705 388% => Less paragraphs wanted.
Language errors: 3.0 5.01903807615 60% => OK
Sentences with positive sentiment : 19.0 8.67935871743 219% => Less positive sentences wanted.
Sentences with negative sentiment : 7.0 3.9879759519 176% => OK
Sentences with neutral sentiment: 8.0 3.4128256513 234% => Less facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.125341826012 0.244688304435 51% => OK
Sentence topic coherence: 0.035797306296 0.084324248473 42% => OK
Sentence topic coherence SD: 0.0583519493563 0.0667982634062 87% => OK
Paragraph topic coherence: 0.047322611965 0.151304729494 31% => Maybe some paragraphs are off the topic.
Paragraph topic coherence SD: 0.0659386674794 0.056905535591 116% => OK
Essay readability:
automated_readability_index: 14.4 13.0946893788 110% => OK
flesch_reading_ease: 36.28 50.2224549098 72% => OK
smog_index: 11.2 7.44779559118 150% => OK
flesch_kincaid_grade: 12.7 11.3001002004 112% => OK
coleman_liau_index: 15.43 12.4159519038 124% => OK
dale_chall_readability_score: 9.65 8.58950901804 112% => OK
difficult_words: 200.0 78.4519038076 255% => Less difficult words wanted.
linsear_write_formula: 7.5 9.78957915832 77% => OK
gunning_fog: 9.2 10.1190380762 91% => OK
text_standard: 10.0 10.7795591182 93% => OK
What are above readability scores?
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Maximum five paragraphs wanted.
Rates: 56.1797752809 out of 100
Scores by essay e-grader: 5.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.