In many countries paying for things using mobile phone apps is becoming increasingly common Does this development have more advantages or more disadvantages

Using digital wallet has become very popular in various nations. Many people recognize this as a boon of technology while others have contrasting point of view. This essay will discuss both side of the coin before making a standpoint.

In this outset of millennium, almost everything has become available at the swipe of the fingers including payments. However, this comes at a price of sharing privacy data and card information. With elevated breach from hackers and surveillance by phone applications, this has become threat to identity and financial fraud. For instance, my friend got charged $100 on her credit card from anonymous vendor because of data breach on google pay. This has become a huge concern for people.

On the other hand, cell phone payments have become boon to many people. To make my first point, the convenience it offers is unparallel. you don’t need to carry a physical card with you while shopping. For example, I buy my coffee simply using my apple pay. This not only gives me freedom but also sense of security that I don’t have to be constantly worried about keeping my credit cards safe.

In addition, it also reduces the waiting time for payments and gives you an option of ordering ahead. This is the reason “pick up and go” has been increasingly popular in this busy life. To exemplify, customers can now avail the option of placing order ahead through mobile application by using digital wallet and they get notified when their order is ready to pick up. This is more efficient in retailer’s side as well as they can serve more customers and enhance their profits.

To recapitulate, having discussed both the developments, I would like to infer that popular use of mobile payments have been very successful and positive development which is making a huge difference in people’s lives.

Votes
Average: 7.8 (1 vote)
Essays by the user:

Grammar and spelling errors:
Line 5, column 138, Rule ID: UPPERCASE_SENTENCE_START
Message: This sentence does not start with an uppercase letter
Suggestion: You
...he convenience it offers is unparallel. you don’t need to carry a physical card wit...
^^^

Transition Words or Phrases used:
also, but, first, however, if, so, well, while, for example, for instance, in addition, as well as, on the other hand

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 8.0 13.1623246493 61% => OK
Auxiliary verbs: 5.0 7.85571142285 64% => OK
Conjunction : 9.0 10.4138276553 86% => OK
Relative clauses : 4.0 7.30460921844 55% => More relative clauses wanted.
Pronoun: 31.0 24.0651302605 129% => Less pronouns wanted
Preposition: 43.0 41.998997996 102% => OK
Nominalization: 9.0 8.3376753507 108% => OK

Performance on vocabulary words:
No of characters: 1536.0 1615.20841683 95% => OK
No of words: 308.0 315.596192385 98% => OK
Chars per words: 4.98701298701 5.12529762239 97% => OK
Fourth root words length: 4.18926351222 4.20363070211 100% => OK
Word Length SD: 2.63001442606 2.80592935109 94% => OK
Unique words: 184.0 176.041082164 105% => OK
Unique words percentage: 0.597402597403 0.561755894193 106% => OK
syllable_count: 483.3 506.74238477 95% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 12.0 5.43587174349 221% => Less pronouns wanted as sentence beginning.
Article: 1.0 2.52805611222 40% => OK
Subordination: 0.0 2.10420841683 0% => More adverbial clause wanted.
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 7.0 4.76152304609 147% => OK

Performance on sentences:
How many sentences: 18.0 16.0721442886 112% => OK
Sentence length: 17.0 20.2975951904 84% => The Avg. Sentence Length is relatively short.
Sentence length SD: 44.4249957447 49.4020404114 90% => OK
Chars per sentence: 85.3333333333 106.682146367 80% => OK
Words per sentence: 17.1111111111 20.7667163134 82% => OK
Discourse Markers: 6.5 7.06120827912 92% => OK
Paragraphs: 5.0 4.38176352705 114% => OK
Language errors: 1.0 5.01903807615 20% => OK
Sentences with positive sentiment : 10.0 8.67935871743 115% => OK
Sentences with negative sentiment : 2.0 3.9879759519 50% => More negative sentences wanted.
Sentences with neutral sentiment: 6.0 3.4128256513 176% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.271171996656 0.244688304435 111% => OK
Sentence topic coherence: 0.0776286079443 0.084324248473 92% => OK
Sentence topic coherence SD: 0.0491642836132 0.0667982634062 74% => OK
Paragraph topic coherence: 0.133542578718 0.151304729494 88% => OK
Paragraph topic coherence SD: 0.0104503259115 0.056905535591 18% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.

Essay readability:
automated_readability_index: 10.6 13.0946893788 81% => Automated_readability_index is low.
flesch_reading_ease: 54.22 50.2224549098 108% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 9.9 11.3001002004 88% => OK
coleman_liau_index: 11.37 12.4159519038 92% => OK
dale_chall_readability_score: 8.63 8.58950901804 100% => OK
difficult_words: 81.0 78.4519038076 103% => OK
linsear_write_formula: 7.0 9.78957915832 72% => OK
gunning_fog: 8.8 10.1190380762 87% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?

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Rates: 78.6516853933 out of 100
Scores by essay e-grader: 7.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.