Nowadays plastic money replacements such as credit and debit cards are extremely popular even more than banknotes and coins Discuss the advantages and disadvantages of this Include your personal opinion and examples based on your own experience

It is irrefutably true that technology has been ushered a sea change in every filed, so that invention of plastic money brings a huge change in human life; However, paper money has taken back seats in the contemporary era. Plastic money is being gained popularity due to many reason which will be discussed in the upcoming paragraphs.

To outset, there are many reasons why I think credit and debit cards make easier life as compared to the earlier. First and foremost cause is that gone are the days when people had to take huge chunks of money from one place to another for their business transactions. In the modern era, huge amount of money can be transferred at the snap of finger, stolen money risk may be mitigated owing to invention of these cards as well as these cards can be put in the small pockets. Secondly, online transaction are globally accepted in order to reduce the payment time because these transaction make round the clock from home which is convenient for business run. To cite an example, ordering online product has become every body cup tea from setting their homes.

On the other hand, every coins have two sides so that it also brings dark side with it, firstly, if technical issues held, payments cannot be completed as a result conflicts might be held between two business man, it can become hurdle in the success of business. On the other hand, online account can be hacked by hacker in order to withdraw money as a consequence, a person will have to bear financial loss. Last but not least, impulsive shopping habits has been escalated because of credit cards where as banks not only charge high amount of interest rate but also collect money due to providing other services.

To encapsulate, given aforementioned information, it is abundantly clear that its benefits hold more water than drawbacks it is like a double edge sword, it will not bring troubles for you unless it is user widely .

Votes
Average: 8.9 (1 vote)

Grammar and spelling errors:
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...gs a huge change in human life; However, paper money has taken back seats in the ...
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Line 1, column 273, Rule ID: MANY_NN[1]
Message: Possible agreement error. The noun reason seems to be countable; consider using: 'many reasons'.
Suggestion: many reasons
...money is being gained popularity due to many reason which will be discussed in the upcoming...
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Line 3, column 210, Rule ID: WHITESPACE_RULE
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... people had to take huge chunks of money from one place to another for their busi...
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Line 3, column 329, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
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... huge amount of money can be transferred at the snap of finger, stolen money risk...
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Message: Possible typo: you repeated a whitespace
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...action are globally accepted in order to reduce the payment time because these tr...
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Line 3, column 575, Rule ID: THIS_NNS[2]
Message: Did you mean 'this transaction' or 'these transactions'?
Suggestion: this transaction; these transactions
...der to reduce the payment time because these transaction make round the clock from home which is...
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Line 5, column 464, Rule ID: WHITESPACE_RULE
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...east, impulsive shopping habits has been escalated because of credit cards where ...
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Line 5, column 500, Rule ID: WHERE_AS[1]
Message: Did you mean 'whereas'?
Suggestion: whereas
...been escalated because of credit cards where as banks not only charge high amount of i...
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Line 5, column 523, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
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... of credit cards where as banks not only charge high amount of interest rate but ...
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...ge high amount of interest rate but also collect money due to providing other ser...
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...roubles for you unless it is user widely .
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Transition Words or Phrases used:
also, but, first, firstly, however, if, may, second, secondly, so, well, i think, as a result, as well as, on the other hand

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 20.0 13.1623246493 152% => OK
Auxiliary verbs: 10.0 7.85571142285 127% => OK
Conjunction : 4.0 10.4138276553 38% => More conjunction wanted.
Relative clauses : 9.0 7.30460921844 123% => OK
Pronoun: 21.0 24.0651302605 87% => OK
Preposition: 40.0 41.998997996 95% => OK
Nominalization: 7.0 8.3376753507 84% => OK

Performance on vocabulary words:
No of characters: 1599.0 1615.20841683 99% => OK
No of words: 335.0 315.596192385 106% => OK
Chars per words: 4.77313432836 5.12529762239 93% => OK
Fourth root words length: 4.27820116611 4.20363070211 102% => OK
Word Length SD: 2.48163428329 2.80592935109 88% => OK
Unique words: 205.0 176.041082164 116% => OK
Unique words percentage: 0.611940298507 0.561755894193 109% => OK
syllable_count: 512.1 506.74238477 101% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 5.43587174349 74% => OK
Article: 1.0 2.52805611222 40% => OK
Subordination: 2.0 2.10420841683 95% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 6.0 4.76152304609 126% => OK

Performance on sentences:
How many sentences: 11.0 16.0721442886 68% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 30.0 20.2975951904 148% => The Avg. Sentence Length is relatively long.
Sentence length SD: 50.9747952626 49.4020404114 103% => OK
Chars per sentence: 145.363636364 106.682146367 136% => OK
Words per sentence: 30.4545454545 20.7667163134 147% => OK
Discourse Markers: 11.2727272727 7.06120827912 160% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 11.0 5.01903807615 219% => Less language errors wanted.
Sentences with positive sentiment : 8.0 8.67935871743 92% => OK
Sentences with negative sentiment : 2.0 3.9879759519 50% => More negative sentences wanted.
Sentences with neutral sentiment: 1.0 3.4128256513 29% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.110724962069 0.244688304435 45% => OK
Sentence topic coherence: 0.0434217842532 0.084324248473 51% => OK
Sentence topic coherence SD: 0.0314113808066 0.0667982634062 47% => Sentences are similar to each other.
Paragraph topic coherence: 0.0652397405941 0.151304729494 43% => OK
Paragraph topic coherence SD: 0.0224451107173 0.056905535591 39% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.

Essay readability:
automated_readability_index: 16.3 13.0946893788 124% => OK
flesch_reading_ease: 49.49 50.2224549098 99% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 13.8 11.3001002004 122% => OK
coleman_liau_index: 10.98 12.4159519038 88% => OK
dale_chall_readability_score: 8.66 8.58950901804 101% => OK
difficult_words: 75.0 78.4519038076 96% => OK
linsear_write_formula: 13.5 9.78957915832 138% => OK
gunning_fog: 14.0 10.1190380762 138% => OK
text_standard: 14.0 10.7795591182 130% => OK
What are above readability scores?

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Rates: 89.8876404494 out of 100
Scores by essay e-grader: 8.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.