Some people get into debt by buying things they don’t need and can’t afford.
What are the reasons for this behaviour?
What action can be taken to prevent people from having this problem?
Some people are so addicted to shopping that they purchase things that are not only unnecessary but also too expensive for them. As a result, they have to borrow money from other people. This essay will identify some causes of this behavior and present some possible solutions to it.
There are some causes for this shopping behavior. Firstly, many young people are influenced by their friends to buy fashion items. Not possessing the same handbags with their friends might make some girls jealous and feel inferior to surrounding people. Moreover, some companies are willing to lend money to consumers with too easy-going conditions. For example, in my country, people can easily borrow enough cash to buy a motorbike just if they have a full-time job with whatever salary. This can discourage buyers from considering carefully how they will use the new item and underestimate the financial burden they have to face.
To tackle the problem, governments need to make efforts to have wide influences on the shopping habits of society. The authority should add the individual finance management in high school curriculum so that students at their young age can have the awareness to control their spending properly. By learning the routine to expense wisely, students are likely to be more responsible for their financial security when they grow up. Besides, loans for personal consumption need to be regulated more strictly. Borrowers should be required to show their financial ability to pay the money back in a shorter time which might not be more than 1 year. This can make consumers more hesitate whenever they go shopping without their own money.
In conclusion, some people buy things they do not use and they cannot pay for it with their own money because they are impacted by peer pressure and they are too easy to borrow money. The governments play the most important role to solve the problem through regulation on education and loan business.
| Post date | Users | Rates | Link to Content |
|---|---|---|---|
| 2023-01-08 | phuongnguyen1234 | 78 | view |
| 2022-09-26 | minhtrile010@gmail.com | 84 | view |
| 2022-09-26 | minhtrile010@gmail.com | 84 | view |
| 2021-08-13 | tranminh | 73 | view |
| 2021-08-13 | tranminh | 73 | view |
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Transition Words or Phrases used:
also, besides, but, first, firstly, if, moreover, so, for example, in conclusion, as a result
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 12.0 13.1623246493 91% => OK
Auxiliary verbs: 13.0 7.85571142285 165% => OK
Conjunction : 7.0 10.4138276553 67% => OK
Relative clauses : 5.0 7.30460921844 68% => More relative clauses wanted.
Pronoun: 31.0 24.0651302605 129% => Less pronouns wanted
Preposition: 42.0 41.998997996 100% => OK
Nominalization: 5.0 8.3376753507 60% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1632.0 1615.20841683 101% => OK
No of words: 324.0 315.596192385 103% => OK
Chars per words: 5.03703703704 5.12529762239 98% => OK
Fourth root words length: 4.24264068712 4.20363070211 101% => OK
Word Length SD: 2.56392884818 2.80592935109 91% => OK
Unique words: 181.0 176.041082164 103% => OK
Unique words percentage: 0.558641975309 0.561755894193 99% => OK
syllable_count: 511.2 506.74238477 101% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 5.43587174349 74% => OK
Article: 2.0 2.52805611222 79% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 4.0 4.76152304609 84% => OK
Performance on sentences:
How many sentences: 17.0 16.0721442886 106% => OK
Sentence length: 19.0 20.2975951904 94% => OK
Sentence length SD: 36.8299186338 49.4020404114 75% => OK
Chars per sentence: 96.0 106.682146367 90% => OK
Words per sentence: 19.0588235294 20.7667163134 92% => OK
Discourse Markers: 5.47058823529 7.06120827912 77% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 8.0 8.67935871743 92% => OK
Sentences with negative sentiment : 4.0 3.9879759519 100% => OK
Sentences with neutral sentiment: 5.0 3.4128256513 147% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.298530821744 0.244688304435 122% => OK
Sentence topic coherence: 0.0997186881592 0.084324248473 118% => OK
Sentence topic coherence SD: 0.0544795605193 0.0667982634062 82% => OK
Paragraph topic coherence: 0.197299052678 0.151304729494 130% => OK
Paragraph topic coherence SD: 0.0445171159228 0.056905535591 78% => OK
Essay readability:
automated_readability_index: 11.8 13.0946893788 90% => Automated_readability_index is low.
flesch_reading_ease: 52.19 50.2224549098 104% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 10.7 11.3001002004 95% => OK
coleman_liau_index: 11.95 12.4159519038 96% => OK
dale_chall_readability_score: 8.53 8.58950901804 99% => OK
difficult_words: 81.0 78.4519038076 103% => OK
linsear_write_formula: 6.5 9.78957915832 66% => OK
gunning_fog: 9.6 10.1190380762 95% => OK
text_standard: 12.0 10.7795591182 111% => OK
What are above readability scores?
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Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.