In cashless society, people use more credit cards. What are the advantage and disadvantages of this phenomenon?
Digital payment or cashless phenomenon has widely increased the number of credit card users in last few years. Credit cards can be a convenient way to manage your finances, but they can also be expensive and risky. I believe that advantages of credit cards outweigh the disadvantages. This essay will discuss benefits and drawbacks of credit cards and provide a plausible conclusion.
To commence with, there are plenty of benefits of going cashless, the most significant one is, credit cards are really convenient to use as we don’t need to carry bulky wallets all the time on shopping and they are also much safer to use. We don’t need to count money whether we have sufficient money to buy something even on international trips as well. For example, on our first international trip, when we ran out of foreign currency then credit card was our saviour and helped us to shop and pay hotel bills by one swipe. Therefore, credit cards are easy to use and safe option to carry.
On the flip side, people become more spend-thrift because only one swipe required to buy anything as long their credit cards have limit which is not a big deal nowadays. People also become impulse buyers and they end up purchasing unnecessary things. For instance, my friend is shopaholic and keep purchasing things online and in malls and end of the day, large portion of his salary goes to paying credit card bills. So, people can lose a lot of money if they do not notice it promptly.
In conclusion, the forgoing discussion propounds the view that credit cards can make life easier and be a great tool, but if they aren’t use wisely they can become a huge financial burden.
| Post date | Users | Rates | Link to Content |
|---|---|---|---|
| 2018-05-26 | Manisha Verma | 77 | view |
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Grammar and spelling errors:
Line 5, column 131, Rule ID: HAVE_PART_AGREEMENT[1]
Message: Use past participle here: 'limited'.
Suggestion: limited
...nything as long their credit cards have limit which is not a big deal nowadays. Peopl...
^^^^^
Transition Words or Phrases used:
also, but, first, if, really, so, then, therefore, well, for example, for instance, in conclusion
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 11.0 10.5418719212 104% => OK
Auxiliary verbs: 8.0 6.10837438424 131% => OK
Conjunction : 15.0 8.36945812808 179% => OK
Relative clauses : 4.0 5.94088669951 67% => More relative clauses wanted.
Pronoun: 22.0 20.9802955665 105% => OK
Preposition: 31.0 31.9359605911 97% => OK
Nominalization: 4.0 5.75862068966 69% => OK
Performance on vocabulary words:
No of characters: 1392.0 1207.87684729 115% => OK
No of words: 290.0 242.827586207 119% => OK
Chars per words: 4.8 5.00649968141 96% => OK
Fourth root words length: 4.12666770723 3.92707691288 105% => OK
Word Length SD: 2.58785235011 2.71678728327 95% => OK
Unique words: 179.0 139.433497537 128% => OK
Unique words percentage: 0.61724137931 0.580463131201 106% => OK
syllable_count: 433.8 379.143842365 114% => OK
avg_syllables_per_word: 1.5 1.57093596059 95% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 4.0 4.6157635468 87% => OK
Article: 2.0 1.56157635468 128% => OK
Subordination: 1.0 1.71428571429 58% => OK
Conjunction: 2.0 0.931034482759 215% => Less conjunction wanted as sentence beginning.
Preposition: 4.0 3.65517241379 109% => OK
Performance on sentences:
How many sentences: 13.0 12.6551724138 103% => OK
Sentence length: 22.0 20.5024630542 107% => OK
Sentence length SD: 53.6948423471 50.4703680194 106% => OK
Chars per sentence: 107.076923077 104.977214359 102% => OK
Words per sentence: 22.3076923077 20.9669160288 106% => OK
Discourse Markers: 7.46153846154 7.25397266985 103% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 1.0 5.33497536946 19% => OK
Sentences with positive sentiment : 10.0 6.9802955665 143% => OK
Sentences with negative sentiment : 2.0 2.75862068966 72% => OK
Sentences with neutral sentiment: 1.0 2.91625615764 34% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.186667616843 0.242375264174 77% => OK
Sentence topic coherence: 0.0729718987372 0.0925447433944 79% => OK
Sentence topic coherence SD: 0.0438569337152 0.071462118173 61% => OK
Paragraph topic coherence: 0.107332121769 0.151781067708 71% => OK
Paragraph topic coherence SD: 0.0382841001531 0.0609392437508 63% => OK
Essay readability:
automated_readability_index: 12.3 12.6369458128 97% => OK
flesch_reading_ease: 57.61 53.1260098522 108% => OK
smog_index: 3.1 6.54236453202 47% => Smog_index is low.
flesch_kincaid_grade: 10.7 10.9458128079 98% => OK
coleman_liau_index: 10.86 11.5310837438 94% => OK
dale_chall_readability_score: 8.21 8.32886699507 99% => OK
difficult_words: 64.0 55.0591133005 116% => OK
linsear_write_formula: 11.0 9.94827586207 111% => OK
gunning_fog: 10.8 10.3980295567 104% => OK
text_standard: 11.0 10.5123152709 105% => OK
What are above readability scores?
---------------------
Rates: 77.7777777778 out of 100
Scores by essay e-grader: 70.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.