The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write at least 250 words.
As the world is moving towards digitalisation now the mode of payment also been digitalized. Nowadays credit card is a common payment method followed by most of the well-educated people. In this essay, we will examine both the pros and cons of using the credit card and cash payments in our day to day life.
Nowadays pickpockets and all other crimes are increased, The credit card is password protected it is safe until and unless other people than the card user knows the password. If it is stolen means also we can immediately block the card through online or by visiting the nearest banks. In recent days banks are providing some exciting rewards for the transaction that we make through credit card to attract the customers. It is also benefited for the users. If we paid through card means we can easily track our expenditure by viewing the passbook online or offline so there is no need for us to note the each and every amount we spent. Auditing and calculating our day to day expenditure will be very easy comparatively if the transactions are through the credit card. We can pay the exact amount in the stores or markets if paid through the card. For instance, I went shopping to purchase some groceries I need to pay 788 I don't have exact change so I paid 800 shopkeeper gave me chocolate instead of money. I won't eat chocolate so it is a waste of money. If I paid through card means I could save that amount.
However, There will always another side for a coin. Everything is online so it is easy for hackers to steal the personal data because our every information including the card password will be saved at someplace. It is the greatest threat to this. We need to pay the credit card amount every amount or else we charge the huge amount of money with interest. People using this credit card should be properly informed and educated about this. This will be really difficult for the peoples uneducated and rural peoples to understand this process and also there is a lot of probability of getting cheated if we haven't checked the amount before entering the password.
In conclusion, If the person is aware of the credit card payment process and bill payment means they can use it or else it is better to use cash as the payment method
| Post date | Users | Rates | Link to Content |
|---|---|---|---|
| 2020-05-08 | NeutronnzZ | 73 | view |
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Grammar and spelling errors:
Line 3, column 927, Rule ID: EN_CONTRACTION_SPELLING
Message: Possible spelling mistake found
Suggestion: don't
...hase some groceries I need to pay 788 I dont have exact change so I paid 800 shopkee...
^^^^
Line 3, column 964, Rule ID: CD_NN[1]
Message: Possible agreement error. The noun 'shopkeeper' seems to be countable, so consider using: 'shopkeepers'.
Suggestion: shopkeepers
... I dont have exact change so I paid 800 shopkeeper gave me chocolate instead of money. I w...
^^^^^^^^^^
Line 3, column 1059, Rule ID: SENTENCE_FRAGMENT[1]
Message: “If” at the beginning of a sentence requires a 2nd clause. Maybe a comma, question or exclamation mark is missing, or the sentence is incomplete and should be joined with the following sentence.
...at chocolate so it is a waste of money. If I paid through card means I could save ...
^^
Line 4, column 1, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...h card means I could save that amount. However, There will always another side ...
^^^
Line 5, column 606, Rule ID: EN_CONTRACTION_SPELLING
Message: Possible spelling mistake found
Suggestion: haven't
...of probability of getting cheated if we havent checked the amount before entering the ...
^^^^^^
Transition Words or Phrases used:
also, however, if, really, so, well, for instance, in conclusion
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 22.0 13.1623246493 167% => OK
Auxiliary verbs: 14.0 7.85571142285 178% => OK
Conjunction : 15.0 10.4138276553 144% => OK
Relative clauses : 2.0 7.30460921844 27% => More relative clauses wanted.
Pronoun: 40.0 24.0651302605 166% => Less pronouns wanted
Preposition: 39.0 41.998997996 93% => OK
Nominalization: 9.0 8.3376753507 108% => OK
Performance on vocabulary words:
No of characters: 1856.0 1615.20841683 115% => OK
No of words: 404.0 315.596192385 128% => OK
Chars per words: 4.59405940594 5.12529762239 90% => OK
Fourth root words length: 4.48327461151 4.20363070211 107% => OK
Word Length SD: 2.52675129575 2.80592935109 90% => OK
Unique words: 190.0 176.041082164 108% => OK
Unique words percentage: 0.470297029703 0.561755894193 84% => More unique words wanted or less content wanted.
syllable_count: 588.6 506.74238477 116% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 8.0 5.43587174349 147% => OK
Article: 1.0 2.52805611222 40% => OK
Subordination: 5.0 2.10420841683 238% => Less adverbial clause wanted.
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 3.0 4.76152304609 63% => OK
Performance on sentences:
How many sentences: 20.0 16.0721442886 124% => OK
Sentence length: 20.0 20.2975951904 99% => OK
Sentence length SD: 52.2784850584 49.4020404114 106% => OK
Chars per sentence: 92.8 106.682146367 87% => OK
Words per sentence: 20.2 20.7667163134 97% => OK
Discourse Markers: 3.2 7.06120827912 45% => More transition words/phrases wanted.
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 5.0 5.01903807615 100% => OK
Sentences with positive sentiment : 11.0 8.67935871743 127% => OK
Sentences with negative sentiment : 6.0 3.9879759519 150% => OK
Sentences with neutral sentiment: 3.0 3.4128256513 88% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.212839827575 0.244688304435 87% => OK
Sentence topic coherence: 0.0710101559507 0.084324248473 84% => OK
Sentence topic coherence SD: 0.0456413830446 0.0667982634062 68% => OK
Paragraph topic coherence: 0.156412968231 0.151304729494 103% => OK
Paragraph topic coherence SD: 0.0331220103353 0.056905535591 58% => OK
Essay readability:
automated_readability_index: 10.3 13.0946893788 79% => Automated_readability_index is low.
flesch_reading_ease: 59.64 50.2224549098 119% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 9.9 11.3001002004 88% => OK
coleman_liau_index: 9.34 12.4159519038 75% => OK
dale_chall_readability_score: 7.64 8.58950901804 89% => OK
difficult_words: 77.0 78.4519038076 98% => OK
linsear_write_formula: 11.0 9.78957915832 112% => OK
gunning_fog: 10.0 10.1190380762 99% => OK
text_standard: 10.0 10.7795591182 93% => OK
What are above readability scores?
---------------------
Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.