It has become very common for people to borrow money Maby people have credit card a mortgage and often they buy a car on credit card as well Is this a good idea or this is too risky Discuss both views abd give your own opinion

Essay topics:

It has become very common for people to borrow money. Maby people have credit card, a mortgage and often they buy a car on credit card as well. Is this a good idea or this is too risky? Discuss both views abd give your own opinion.

It is argued that borrowed money become easy for individuals. Many of them has a credit card and use mortgage as well as they could purchase car by credit card. This essay will discuss both mertis of demerits of this idea along with my opinion.

To commence with, credit card provide many facilities to people. Firatly, it makes convinent to buy a car through credit card. That is to say, companies provide them better service with less terms and conditions, which tempt them to buy cars with a credit cards. In addition, a mortgage terrific solution, when one is cannot able to afford car, so they can purchase vehicles through with mortgage  of their property. For example, people from urban area often use credit card and mortgage of their jewelleries for own cars.

On the flip side, buy cars on credit card, give birth to plethora of problems. It easily send people into dept and loss of their time and money in long term prospective. Sometimes interest of credit card make situation more worse as well as for individuals who prefer mortgage do not always successful because they are not sure of business sucess, which leads to loans and borrowed extra money. For instance, my friend bought new car for traveller agency but he failed to give interest due to over expensive of credit card.

In conclusion, i would like to say both side have their positives and negatives. I personally believe that credit card and a mortgage waste of money and time without use of specific reason.

Votes
Average: 8 (18 votes)
Essays by the user:

Comments

Grammar and spelling errors:
Line 3, column 187, Rule ID: FEWER_LESS[2]
Message: Did you mean 'fewer'? The noun terms is countable.
Suggestion: fewer
...panies provide them better service with less terms and conditions, which tempt them ...
^^^^
Line 3, column 397, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
... purchase vehicles through with mortgage  of their property. For example, people f...
^^
Line 5, column 90, Rule ID: IT_VBZ[1]
Message: Did you mean 'sends'?
Suggestion: sends
...irth to plethora of problems. It easily send people into dept and loss of their time...
^^^^
Line 5, column 220, Rule ID: MOST_COMPARATIVE[2]
Message: Use only 'worse' (without 'more') when you use the comparative.
Suggestion: worse
... interest of credit card make situation more worse as well as for individuals who prefer m...
^^^^^^^^^^
Line 5, column 231, Rule ID: COMP_THAN[3]
Message: Comparison requires 'than', not 'then' nor 'as'.
Suggestion: than
...f credit card make situation more worse as well as for individuals who prefer mort...
^^
Line 7, column 16, Rule ID: I_LOWERCASE[2]
Message: Did you mean 'I'?
Suggestion: I
...sive of credit card. In conclusion, i would like to say both side have their ...
^

Transition Words or Phrases used:
but, if, so, well, as for, for example, for instance, in addition, in conclusion, as well as, that is to say

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 4.0 13.1623246493 30% => More to be verbs wanted.
Auxiliary verbs: 5.0 7.85571142285 64% => OK
Conjunction : 10.0 10.4138276553 96% => OK
Relative clauses : 7.0 7.30460921844 96% => OK
Pronoun: 23.0 24.0651302605 96% => OK
Preposition: 41.0 41.998997996 98% => OK
Nominalization: 5.0 8.3376753507 60% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.

Performance on vocabulary words:
No of characters: 1237.0 1615.20841683 77% => OK
No of words: 258.0 315.596192385 82% => More content wanted.
Chars per words: 4.79457364341 5.12529762239 94% => OK
Fourth root words length: 4.00778971557 4.20363070211 95% => OK
Word Length SD: 2.42613677584 2.80592935109 86% => OK
Unique words: 154.0 176.041082164 87% => More unique words wanted.
Unique words percentage: 0.596899224806 0.561755894193 106% => OK
syllable_count: 388.8 506.74238477 77% => OK
avg_syllables_per_word: 1.5 1.60771543086 93% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 8.0 5.43587174349 147% => OK
Article: 1.0 2.52805611222 40% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 4.0 4.76152304609 84% => OK

Performance on sentences:
How many sentences: 14.0 16.0721442886 87% => OK
Sentence length: 18.0 20.2975951904 89% => OK
Sentence length SD: 42.8159921487 49.4020404114 87% => OK
Chars per sentence: 88.3571428571 106.682146367 83% => OK
Words per sentence: 18.4285714286 20.7667163134 89% => OK
Discourse Markers: 7.71428571429 7.06120827912 109% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 6.0 5.01903807615 120% => OK
Sentences with positive sentiment : 10.0 8.67935871743 115% => OK
Sentences with negative sentiment : 3.0 3.9879759519 75% => OK
Sentences with neutral sentiment: 1.0 3.4128256513 29% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.458769749669 0.244688304435 187% => OK
Sentence topic coherence: 0.158057559258 0.084324248473 187% => OK
Sentence topic coherence SD: 0.0726718808506 0.0667982634062 109% => OK
Paragraph topic coherence: 0.283960487371 0.151304729494 188% => OK
Paragraph topic coherence SD: 0.0964311619167 0.056905535591 169% => OK

Essay readability:
automated_readability_index: 10.3 13.0946893788 79% => Automated_readability_index is low.
flesch_reading_ease: 61.67 50.2224549098 123% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 9.1 11.3001002004 81% => OK
coleman_liau_index: 10.5 12.4159519038 85% => OK
dale_chall_readability_score: 7.9 8.58950901804 92% => OK
difficult_words: 55.0 78.4519038076 70% => More difficult words wanted.
linsear_write_formula: 6.5 9.78957915832 66% => OK
gunning_fog: 9.2 10.1190380762 91% => OK
text_standard: 11.0 10.7795591182 102% => OK
What are above readability scores?

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Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.