some people get into debt by buying things they don't need and cant afford.
what are the reasons for this behaviors?
what action can be taken to prevent people from having this problem?
Nowadays, it has been keenly observed that people spend more than their incomes by purchasing luxurious items. To refurbish their standard of living, they spend on needless items and fall under debt. Commercials shown on televisions, websites, etc highly influence and motivate a person to spend his income. The situation can be controlled if a buyer makes a purchase on installment and there is a limitation on his credit card by the officials. The following essay discusses the reasons and solutions for people falling under debt.
To embark on the reasons responsible for such situations it has been scrutinized that people spend excessive money to show-off their high living standards. For this they spend a massive amount by purchasing luxury cars, gizmos and houses. It has been felt by some class of people that if they own expensive items, they will be separately recognized and will get some social benefits. For instance, school children often make different groups for children who have cycles and who have cars. This categorization gives birth to differences of incomes. Moreover, advertisements also influence a group of adults and children for impulsive buying. They don’t think before making any purchase sometimes they are misled by the information and the other times they are keen to buy. These reasons persuade an individual to spend more than what he have and consequently they fall under a situation of debt.
The increasing number of people trapped under debt has an adverse impact on economy as well as at an individual level. It is highly recommended that one should opt for equated monthly installments (EMI) so that the burden in not put over head to repay future loans. On the top of that officials should impose restrictions on credit card limit to escalate smooth functioning of economy. One will not be able to spend over the limit of his income. Hence, this will result to a healthy economy and will also cut the number of insolvents.
To conclude, it can be deciphered, if debt problem has to be conquered impulsive buyers should spend as per their incomes and go for EMI’s. On the other hand, officials should impose restrictions on their purchasing limits. Eventually, buyers will be reluctant to spend as per their incomes.
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Grammar and spelling errors:
Line 2, column 690, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...'t think before making any purchase sometimes they are misled by the informa...
^^
Line 2, column 843, Rule ID: HE_VERB_AGR[1]
Message: The pronoun 'he' must be used with a third-person verb: 'has'.
Suggestion: has
...n individual to spend more than what he have and consequently they fall under a situ...
^^^^
Transition Words or Phrases used:
also, consequently, hence, if, moreover, so, well, as to, for instance, as well as, on the other hand
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 13.0 13.1623246493 99% => OK
Auxiliary verbs: 12.0 7.85571142285 153% => OK
Conjunction : 12.0 10.4138276553 115% => OK
Relative clauses : 8.0 7.30460921844 110% => OK
Pronoun: 33.0 24.0651302605 137% => Less pronouns wanted
Preposition: 49.0 41.998997996 117% => OK
Nominalization: 9.0 8.3376753507 108% => OK
Performance on vocabulary words:
No of characters: 1903.0 1615.20841683 118% => OK
No of words: 376.0 315.596192385 119% => OK
Chars per words: 5.06117021277 5.12529762239 99% => OK
Fourth root words length: 4.40348946061 4.20363070211 105% => OK
Word Length SD: 2.7822339734 2.80592935109 99% => OK
Unique words: 196.0 176.041082164 111% => OK
Unique words percentage: 0.521276595745 0.561755894193 93% => More unique words wanted or less content wanted.
syllable_count: 584.1 506.74238477 115% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 10.0 5.43587174349 184% => OK
Article: 3.0 2.52805611222 119% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 5.0 4.76152304609 105% => OK
Performance on sentences:
How many sentences: 21.0 16.0721442886 131% => OK
Sentence length: 17.0 20.2975951904 84% => The Avg. Sentence Length is relatively short.
Sentence length SD: 28.9562967277 49.4020404114 59% => The essay contains lots of sentences with the similar length. More sentence varieties wanted.
Chars per sentence: 90.619047619 106.682146367 85% => OK
Words per sentence: 17.9047619048 20.7667163134 86% => OK
Discourse Markers: 4.80952380952 7.06120827912 68% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 2.0 5.01903807615 40% => OK
Sentences with positive sentiment : 9.0 8.67935871743 104% => OK
Sentences with negative sentiment : 7.0 3.9879759519 176% => OK
Sentences with neutral sentiment: 5.0 3.4128256513 147% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.254941207993 0.244688304435 104% => OK
Sentence topic coherence: 0.0706459972097 0.084324248473 84% => OK
Sentence topic coherence SD: 0.0528657670156 0.0667982634062 79% => OK
Paragraph topic coherence: 0.143367532465 0.151304729494 95% => OK
Paragraph topic coherence SD: 0.0814850976038 0.056905535591 143% => OK
Essay readability:
automated_readability_index: 11.4 13.0946893788 87% => Automated_readability_index is low.
flesch_reading_ease: 54.22 50.2224549098 108% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 9.9 11.3001002004 88% => OK
coleman_liau_index: 11.77 12.4159519038 95% => OK
dale_chall_readability_score: 8.55 8.58950901804 100% => OK
difficult_words: 97.0 78.4519038076 124% => OK
linsear_write_formula: 8.0 9.78957915832 82% => OK
gunning_fog: 8.8 10.1190380762 87% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?
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Rates: 67.4157303371 out of 100
Scores by essay e-grader: 6.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.