Many people prefer to spend money and not save it. What are the reasons? Is this a positive or negative trend?

Essay topics:

Many people prefer to spend money and not save it. What are the reasons? Is this a positive or negative trend?

In contemporary era, the earnings of people have increased exponentially. Due to which, their purchasing power has also increased and result of which is, people are spending money profusely. In my opinion which is a negative trend.

To embark on, there are numerous reasons that substantiate this human behavior. First of all, since the buying capacity has increased due to high salaries or easy disbursement of loans on low interest rates, the paradigm of lifestyle has drifted from saving to expending. Secondly, as there are plethora of insurances these days, that cover health, education, accidental cover, therefore, people do not feel need to save money for any type of emergency because they know that then can claim from insurance company. Thirdly, these days advertisement content of some product are so captivating and intriguing, people are enticed to purchase that product.

Furthermore, nowadays people are getting more and more materialistic and to quench their thirst they spend money impulsively to buy new things. Additionally, people also love to show off in their social circle, so to flaunt and gain admiration, they tend to buy expensive and latest technology gadgets irrespective of knowing its utility to them. Moreover, today most people are living a life in which they only think their present. Hence, people do not plan for future and overlook to the any kind of emergency that can surface in future.

To conclude, i would assert that though incomes has gone high, but people should abstain from buy unnecessary things. Because, it is very difficult ascertain future, so they need to same some money to overcome any extremity arising in future.

Votes
Average: 7.8 (1 vote)
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Essays by user Sidhu0164 :

Comments

Grammar and spelling errors:
Line 3, column 531, Rule ID: POSSESIVE_APOSTROPHE[1]
Message: Possible typo: apostrophe is missing. Did you mean 'days'' or 'day's'?
Suggestion: days'; day's
... from insurance company. Thirdly, these days advertisement content of some product a...
^^^^
Line 5, column 530, Rule ID: IN_PAST[1]
Message: Did you mean: 'in the future'?
Suggestion: in the future
... any kind of emergency that can surface in future. To conclude, i would assert that th...
^^^^^^^^^
Line 7, column 14, Rule ID: I_LOWERCASE[2]
Message: Did you mean 'I'?
Suggestion: I
... can surface in future. To conclude, i would assert that though incomes has go...
^
Line 7, column 233, Rule ID: IN_PAST[1]
Message: Did you mean: 'in the future'?
Suggestion: in the future
...money to overcome any extremity arising in future.
^^^^^^^^^
Line 7, column 244, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...ercome any extremity arising in future.
^^^

Transition Words or Phrases used:
also, but, first, furthermore, hence, if, look, moreover, second, secondly, so, then, therefore, third, thirdly, kind of, first of all, in my opinion

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 10.0 13.1623246493 76% => OK
Auxiliary verbs: 6.0 7.85571142285 76% => OK
Conjunction : 9.0 10.4138276553 86% => OK
Relative clauses : 10.0 7.30460921844 137% => OK
Pronoun: 23.0 24.0651302605 96% => OK
Preposition: 39.0 41.998997996 93% => OK
Nominalization: 4.0 8.3376753507 48% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.

Performance on vocabulary words:
No of characters: 1412.0 1615.20841683 87% => OK
No of words: 270.0 315.596192385 86% => More content wanted.
Chars per words: 5.22962962963 5.12529762239 102% => OK
Fourth root words length: 4.05360046442 4.20363070211 96% => OK
Word Length SD: 2.76851789917 2.80592935109 99% => OK
Unique words: 172.0 176.041082164 98% => OK
Unique words percentage: 0.637037037037 0.561755894193 113% => OK
syllable_count: 451.8 506.74238477 89% => OK
avg_syllables_per_word: 1.7 1.60771543086 106% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 6.0 5.43587174349 110% => OK
Article: 2.0 2.52805611222 79% => OK
Subordination: 2.0 2.10420841683 95% => OK
Conjunction: 1.0 0.809619238477 124% => OK
Preposition: 5.0 4.76152304609 105% => OK

Performance on sentences:
How many sentences: 13.0 16.0721442886 81% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 20.0 20.2975951904 99% => OK
Sentence length SD: 54.4375218667 49.4020404114 110% => OK
Chars per sentence: 108.615384615 106.682146367 102% => OK
Words per sentence: 20.7692307692 20.7667163134 100% => OK
Discourse Markers: 11.4615384615 7.06120827912 162% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 5.0 5.01903807615 100% => OK
Sentences with positive sentiment : 5.0 8.67935871743 58% => More positive sentences wanted.
Sentences with negative sentiment : 3.0 3.9879759519 75% => OK
Sentences with neutral sentiment: 5.0 3.4128256513 147% => OK
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.203611613985 0.244688304435 83% => OK
Sentence topic coherence: 0.0691172458619 0.084324248473 82% => OK
Sentence topic coherence SD: 0.0370511691846 0.0667982634062 55% => OK
Paragraph topic coherence: 0.113509865818 0.151304729494 75% => OK
Paragraph topic coherence SD: 0.0402215802555 0.056905535591 71% => OK

Essay readability:
automated_readability_index: 13.6 13.0946893788 104% => OK
flesch_reading_ease: 42.72 50.2224549098 85% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 12.3 11.3001002004 109% => OK
coleman_liau_index: 13.05 12.4159519038 105% => OK
dale_chall_readability_score: 9.19 8.58950901804 107% => OK
difficult_words: 78.0 78.4519038076 99% => OK
linsear_write_formula: 9.0 9.78957915832 92% => OK
gunning_fog: 10.0 10.1190380762 99% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?

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Rates: 78.6516853933 out of 100
Scores by essay e-grader: 7.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.