Nowadays, digitalisation has changed the way of making payments. Majority of people use cashless way in order to pay as they find it more convenient. It helps in emergency situations and people do not have to carry the cash, however, it increases the mental stress. I strongly believe that benefits are far more than demerits.
There are various merits associated with possessing and using a card. To begin with, it provides cash in uncertain circumstances in order to deal with the critical situations. People can easily reap the benefits in order to eliminate any financial problems immediately. For instance, if there is any health issue which needs urgent assistance requires money to operate then people can borrow it as per their card's limit and pay them later. Hence, it can procrastinate the uncertainity. In addition, because cards gives a sense of securuty, majority of people prefer as a means of payment rather than using cash. Carrying cash is not considered as an ideal way due to increase in crime such as theft and murder. On daily basis, incidents related to theft or murder are published in the newspaper and many peoole have lost their lives. Therefore, people can freely wonder anywhere and enjoy without mental tension.
On the other hand, everything comes with a cost, similarly there are few drawbacks. Firstly, it builds stress and anxiety of financial pressure which is a result of accumulated debts. In other words, while shopping, people often do not realise how much they are spending as they are not paying in hard cash and unneccessary push their purchasing limits and it reflects in the monthly statement. People spend their whole money just to pay the credit card bills and left with zero account balance which deteriorates the savings. Thus, it is not good for continuous use provided it should be used carefully.
To summarise, although it contributes in increasing the financial burden at the end of the month, it helps in emergency and reduces the sense of fear of stealing. Hence, it is significantly clear that the pros have an edge over cons.
Transition Words or Phrases used:
but, first, firstly, hence, however, if, similarly, so, then, therefore, thus, while, for instance, in addition, such as, in other words, to begin with, on the other hand
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 12.0 13.1623246493 91% => OK
Auxiliary verbs: 5.0 7.85571142285 64% => OK
Conjunction : 12.0 10.4138276553 115% => OK
Relative clauses : 5.0 7.30460921844 68% => More relative clauses wanted.
Pronoun: 24.0 24.0651302605 100% => OK
Preposition: 43.0 41.998997996 102% => OK
Nominalization: 7.0 8.3376753507 84% => OK
Performance on vocabulary words:
No of characters: 1742.0 1615.20841683 108% => OK
No of words: 349.0 315.596192385 111% => OK
Chars per words: 4.99140401146 5.12529762239 97% => OK
Fourth root words length: 4.32221490584 4.20363070211 103% => OK
Word Length SD: 2.71911165591 2.80592935109 97% => OK
Unique words: 205.0 176.041082164 116% => OK
Unique words percentage: 0.587392550143 0.561755894193 105% => OK
syllable_count: 547.2 506.74238477 108% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 9.0 5.43587174349 166% => OK
Article: 0.0 2.52805611222 0% => OK
Subordination: 4.0 2.10420841683 190% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 6.0 4.76152304609 126% => OK
Performance on sentences:
How many sentences: 20.0 16.0721442886 124% => OK
Sentence length: 17.0 20.2975951904 84% => The Avg. Sentence Length is relatively short.
Sentence length SD: 40.1528018948 49.4020404114 81% => OK
Chars per sentence: 87.1 106.682146367 82% => OK
Words per sentence: 17.45 20.7667163134 84% => OK
Discourse Markers: 8.5 7.06120827912 120% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 9.0 8.67935871743 104% => OK
Sentences with negative sentiment : 8.0 3.9879759519 201% => Less negative sentences wanted.
Sentences with neutral sentiment: 3.0 3.4128256513 88% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.213656918614 0.244688304435 87% => OK
Sentence topic coherence: 0.0542658695235 0.084324248473 64% => OK
Sentence topic coherence SD: 0.0470306565491 0.0667982634062 70% => OK
Paragraph topic coherence: 0.119667203546 0.151304729494 79% => OK
Paragraph topic coherence SD: 0.037384615528 0.056905535591 66% => OK
Essay readability:
automated_readability_index: 10.8 13.0946893788 82% => Automated_readability_index is low.
flesch_reading_ease: 54.22 50.2224549098 108% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 9.9 11.3001002004 88% => OK
coleman_liau_index: 11.37 12.4159519038 92% => OK
dale_chall_readability_score: 8.6 8.58950901804 100% => OK
difficult_words: 91.0 78.4519038076 116% => OK
linsear_write_formula: 6.0 9.78957915832 61% => OK
gunning_fog: 8.8 10.1190380762 87% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?
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Rates: 84.2696629213 out of 100
Scores by essay e-grader: 7.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.