In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?

Essay topics:

In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?

Of late, there has been a colossal upsurge among the prodigies discussing the importance of credit and debit cards. Some people think that hard cash has more advantages over the use of credit cards, while others maintain that benefits of credit cards far outrun the pros of carryying heavy wallets. This essay will discuss the postivie aspects of credit cards and how they have influenced day to day human life.

At the outset, there are myriad of arguments associated with the benefits of credit and debit cards. Firstly, the most conspicuous is the safety of money. Since long, precautionary measures have been incorporated to ensure safety of money. Therefore, credit cards not only provide safety of cash but also owing to their compact size they offer comfort and ease instead of carrying heavy wallets. As a result, the safety and comfort offered by credit cards is quite evident.

On the other hand, another pivotal facet is that people using credit cards are unable to carry out proper check and balance on their financial expenditures and subsequently end up buying unnecessary things. For instance, some banks also have a defined monthly credit limit of $1200 and once the dedicated limit is reached, the purpose of credit cards becomes vain. As a matter of fact, the negative aspects of credit cards pertaining to financial management and credit limit can be addressed by efficient management.

To recapitulate, foregoing discussion propounds that albiet, credit cards have both pros and cons but the security, ease and comfort offered by credit cards coupled with better financial management far outruns the advantages over disadvantages.

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Transition Words or Phrases used:
also, but, first, firstly, if, so, therefore, while, for instance, as a matter of fact, as a result, on the other hand

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 9.0 10.5418719212 85% => OK
Auxiliary verbs: 2.0 6.10837438424 33% => OK
Conjunction : 13.0 8.36945812808 155% => OK
Relative clauses : 4.0 5.94088669951 67% => More relative clauses wanted.
Pronoun: 9.0 20.9802955665 43% => OK
Preposition: 36.0 31.9359605911 113% => OK
Nominalization: 6.0 5.75862068966 104% => OK

Performance on vocabulary words:
No of characters: 1393.0 1207.87684729 115% => OK
No of words: 267.0 242.827586207 110% => OK
Chars per words: 5.21722846442 5.00649968141 104% => OK
Fourth root words length: 4.04229324003 3.92707691288 103% => OK
Word Length SD: 2.5926639978 2.71678728327 95% => OK
Unique words: 149.0 139.433497537 107% => OK
Unique words percentage: 0.558052434457 0.580463131201 96% => OK
syllable_count: 438.3 379.143842365 116% => OK
avg_syllables_per_word: 1.6 1.57093596059 102% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 1.0 4.6157635468 22% => OK
Article: 4.0 1.56157635468 256% => Less articles wanted as sentence beginning.
Subordination: 4.0 1.71428571429 233% => Less adverbial clause wanted.
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 5.0 3.65517241379 137% => OK

Performance on sentences:
How many sentences: 12.0 12.6551724138 95% => OK
Sentence length: 22.0 20.5024630542 107% => OK
Sentence length SD: 54.0167155199 50.4703680194 107% => OK
Chars per sentence: 116.083333333 104.977214359 111% => OK
Words per sentence: 22.25 20.9669160288 106% => OK
Discourse Markers: 9.83333333333 7.25397266985 136% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 0.0 5.33497536946 0% => OK
Sentences with positive sentiment : 12.0 6.9802955665 172% => OK
Sentences with negative sentiment : 0.0 2.75862068966 0% => More negative sentences wanted.
Sentences with neutral sentiment: 0.0 2.91625615764 0% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.20505662479 0.242375264174 85% => OK
Sentence topic coherence: 0.0785671774458 0.0925447433944 85% => OK
Sentence topic coherence SD: 0.0641701037974 0.071462118173 90% => OK
Paragraph topic coherence: 0.132285448163 0.151781067708 87% => OK
Paragraph topic coherence SD: 0.0709276212725 0.0609392437508 116% => OK

Essay readability:
automated_readability_index: 14.3 12.6369458128 113% => OK
flesch_reading_ease: 49.15 53.1260098522 93% => OK
smog_index: 8.8 6.54236453202 135% => OK
flesch_kincaid_grade: 11.9 10.9458128079 109% => OK
coleman_liau_index: 13.29 11.5310837438 115% => OK
dale_chall_readability_score: 8.87 8.32886699507 106% => OK
difficult_words: 70.0 55.0591133005 127% => OK
linsear_write_formula: 8.0 9.94827586207 80% => OK
gunning_fog: 10.8 10.3980295567 104% => OK
text_standard: 9.0 10.5123152709 86% => OK
What are above readability scores?

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Rates: 77.7777777778 out of 100
Scores by essay e-grader: 70.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.