In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?

Essay topics:

In a cashless society, people use more credit cards. What are the advantages and disadvantages of this phenomenon?

Of late, there has been a colossal upsurge among the prodigies discussing the importance of credit and debit cards. Some people think that hard cash has more advantages over the use of credit cards, while others maintain that benefits of credit cards far outrun the pros of carryying heavy wallets. This essay will discuss the postivie aspects of credit cards and how they have influenced day to day human life.

At the outset, there are myriad of arguments associated with the benefits of credit and debit cards. Firstly, the most conspicuous is the safety of money. Since long, precautionary measures have been incorporated to ensure safety of money. Therefore, credit cards not only provide safety of cash but also owing to their compact size they offer comfort and ease instead of carrying heavy wallets. As a result, the safety and comfort offered by credit cards is quite evident.

On the other hand, another pivotal facet is that credit cards have a defined monthly credit limit. Thus, people using credit cards buy unnecessary things and end up utilizing the complete credit limit. For instance, some banks have a defined monthly credit limit of $1200 and once the dedicated limit is reached, the purpose of credit cards becomes vain. As a matter of fact, the negative aspects of credit cards pertaining to financial management and credit limit can be addressed by efficient management.

To recapitulate, foregoing discussion propounds that albiet, credit cards have both pros and cons but the security, ease and comfort offered by credit cards coupled with better financial management far outruns the advantages over disadvantages.

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Comments

Grammar and spelling errors:
Line 5, column 49, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
...ther hand, another pivotal facet is that credit cards have a defined monthly cred...
^^

Transition Words or Phrases used:
also, but, first, firstly, if, so, therefore, thus, while, for instance, as a matter of fact, as a result, on the other hand

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 8.0 10.5418719212 76% => OK
Auxiliary verbs: 2.0 6.10837438424 33% => OK
Conjunction : 12.0 8.36945812808 143% => OK
Relative clauses : 4.0 5.94088669951 67% => More relative clauses wanted.
Pronoun: 8.0 20.9802955665 38% => OK
Preposition: 33.0 31.9359605911 103% => OK
Nominalization: 5.0 5.75862068966 87% => OK

Performance on vocabulary words:
No of characters: 1384.0 1207.87684729 115% => OK
No of words: 266.0 242.827586207 110% => OK
Chars per words: 5.2030075188 5.00649968141 104% => OK
Fourth root words length: 4.03850299372 3.92707691288 103% => OK
Word Length SD: 2.53099950717 2.71678728327 93% => OK
Unique words: 145.0 139.433497537 104% => OK
Unique words percentage: 0.545112781955 0.580463131201 94% => More unique words wanted or less content wanted.
syllable_count: 434.7 379.143842365 115% => OK
avg_syllables_per_word: 1.6 1.57093596059 102% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 1.0 4.6157635468 22% => OK
Article: 4.0 1.56157635468 256% => Less articles wanted as sentence beginning.
Subordination: 4.0 1.71428571429 233% => Less adverbial clause wanted.
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 5.0 3.65517241379 137% => OK

Performance on sentences:
How many sentences: 13.0 12.6551724138 103% => OK
Sentence length: 20.0 20.5024630542 98% => OK
Sentence length SD: 48.7370677734 50.4703680194 97% => OK
Chars per sentence: 106.461538462 104.977214359 101% => OK
Words per sentence: 20.4615384615 20.9669160288 98% => OK
Discourse Markers: 9.53846153846 7.25397266985 131% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 1.0 5.33497536946 19% => OK
Sentences with positive sentiment : 13.0 6.9802955665 186% => OK
Sentences with negative sentiment : 0.0 2.75862068966 0% => More negative sentences wanted.
Sentences with neutral sentiment: 0.0 2.91625615764 0% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.211658887791 0.242375264174 87% => OK
Sentence topic coherence: 0.0849704456933 0.0925447433944 92% => OK
Sentence topic coherence SD: 0.0664438123565 0.071462118173 93% => OK
Paragraph topic coherence: 0.13714216079 0.151781067708 90% => OK
Paragraph topic coherence SD: 0.0706980629272 0.0609392437508 116% => OK

Essay readability:
automated_readability_index: 13.3 12.6369458128 105% => OK
flesch_reading_ease: 51.18 53.1260098522 96% => OK
smog_index: 8.8 6.54236453202 135% => OK
flesch_kincaid_grade: 11.1 10.9458128079 101% => OK
coleman_liau_index: 12.88 11.5310837438 112% => OK
dale_chall_readability_score: 8.72 8.32886699507 105% => OK
difficult_words: 69.0 55.0591133005 125% => OK
linsear_write_formula: 8.0 9.94827586207 80% => OK
gunning_fog: 10.0 10.3980295567 96% => OK
text_standard: 9.0 10.5123152709 86% => OK
What are above readability scores?

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Rates: 77.7777777778 out of 100
Scores by essay e-grader: 70.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.