In a casless society people use more credit cards. What are the advantages and disadvantages of this phenomenon?
In this present era usage of the credit card has increased dramatically. This trend is putting both the negative and positive impact on our society. This essay will elaborate on both the viewpoints and hence lead to a reasoned conclusion.
To broach the discussion, paper money has provided colossal benefits to the people, by eliminating the need to carry cash. Thus, an individual can do any kind of purchasing without carrying the cash. As a result, the life of the people becomes more convenient and safer. For example, while carrying the money there is always a fear of robbery or theft, which is not in case of the credit cards. In addition, there are easy installments to repay the debt. Hence, it is clear that there are many advantages of the cashless society.
On the other hand, this vogue is putting a devastating effect on people’s life. The most preponderant one is putting them under huge debt. Not only it causes a lot of stress in a person’s life but also disturbs their financial system. For instance, because of the ease of spending money, people use them far more than their budgets. As a result, it becomes difficult for them to pay the installment. Also, there are many hidden charges deducted on every transaction. Therefore, the demerits of this trend cannot be ignored.
In view of the arguments outlined above, it can be concluded that there are both advantages and disadvantages of a cashless society. Hence, an individual should use credit card sensibly and according to the circumstances.
Transition Words or Phrases used:
also, but, hence, if, so, therefore, thus, while, for example, for instance, in addition, kind of, as a result, on the other hand
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 12.0 10.5418719212 114% => OK
Auxiliary verbs: 6.0 6.10837438424 98% => OK
Conjunction : 7.0 8.36945812808 84% => OK
Relative clauses : 3.0 5.94088669951 50% => More relative clauses wanted.
Pronoun: 17.0 20.9802955665 81% => OK
Preposition: 33.0 31.9359605911 103% => OK
Nominalization: 4.0 5.75862068966 69% => OK
Performance on vocabulary words:
No of characters: 1273.0 1207.87684729 105% => OK
No of words: 258.0 242.827586207 106% => OK
Chars per words: 4.93410852713 5.00649968141 99% => OK
Fourth root words length: 4.00778971557 3.92707691288 102% => OK
Word Length SD: 2.84001693166 2.71678728327 105% => OK
Unique words: 147.0 139.433497537 105% => OK
Unique words percentage: 0.56976744186 0.580463131201 98% => OK
syllable_count: 405.9 379.143842365 107% => OK
avg_syllables_per_word: 1.6 1.57093596059 102% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 6.0 4.6157635468 130% => OK
Article: 5.0 1.56157635468 320% => Less articles wanted as sentence beginning.
Subordination: 4.0 1.71428571429 233% => Less adverbial clause wanted.
Conjunction: 0.0 0.931034482759 0% => OK
Preposition: 7.0 3.65517241379 192% => OK
Performance on sentences:
How many sentences: 18.0 12.6551724138 142% => OK
Sentence length: 14.0 20.5024630542 68% => The Avg. Sentence Length is relatively short.
Sentence length SD: 22.4247025387 50.4703680194 44% => The essay contains lots of sentences with the similar length. More sentence varieties wanted.
Chars per sentence: 70.7222222222 104.977214359 67% => OK
Words per sentence: 14.3333333333 20.9669160288 68% => OK
Discourse Markers: 7.16666666667 7.25397266985 99% => OK
Paragraphs: 4.0 4.12807881773 97% => OK
Language errors: 0.0 5.33497536946 0% => OK
Sentences with positive sentiment : 8.0 6.9802955665 115% => OK
Sentences with negative sentiment : 8.0 2.75862068966 290% => Less negative sentences wanted.
Sentences with neutral sentiment: 2.0 2.91625615764 69% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.211119468357 0.242375264174 87% => OK
Sentence topic coherence: 0.0542728183317 0.0925447433944 59% => OK
Sentence topic coherence SD: 0.0486160440061 0.071462118173 68% => OK
Paragraph topic coherence: 0.116158587805 0.151781067708 77% => OK
Paragraph topic coherence SD: 0.0156563189605 0.0609392437508 26% => Paragraphs are similar to each other. Some content may get duplicated or it is not exactly right on the topic.
Essay readability:
automated_readability_index: 9.0 12.6369458128 71% => Automated_readability_index is low.
flesch_reading_ease: 57.27 53.1260098522 108% => OK
smog_index: 3.1 6.54236453202 47% => Smog_index is low.
flesch_kincaid_grade: 8.8 10.9458128079 80% => OK
coleman_liau_index: 10.72 11.5310837438 93% => OK
dale_chall_readability_score: 8.19 8.32886699507 98% => OK
difficult_words: 63.0 55.0591133005 114% => OK
linsear_write_formula: 6.5 9.94827586207 65% => OK
gunning_fog: 7.6 10.3980295567 73% => OK
text_standard: 9.0 10.5123152709 86% => OK
What are above readability scores?
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Rates: 55.5555555556 out of 100
Scores by essay e-grader: 50.0 Out of 90
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.