You have borrowed money from your bank. You agreed to repay a fixed amount every month. However, it will be difficult to pay any money back this month. Write an email to the bank in about 150-200 words. Your email should do the following things:
State the amount of money you borrowed and the repayment schedule.
Explain why you borrowed the money.
Explain the reason you cannot pay any money this month and why you will be able to pay next month.
Dear Bank Manager,
I am requesting you to allow me to pay my this month's installment in next month, and I hope you will concur my request.
Your bank granted me a loan of five lakh rupees which was required to be repay in seven installments monthly basis. I borrowed the money for house renovation from your bank. Moreover, I planned my expenses accordingly to pay installments without any trouble, however, the emergency medical expense came up on my head affected my current monthly budget.
Recently, I got sick and stayed in the hospital for two-weeks. Plus, my medical insurance got expired and I forgot to renew it. As a result, I paid the hospital bill which was more than half of my monthly's salary that I was actually using it for paying my installments of bank loan.
Therefore, I urge you to please wait till next month and accept a delay in paying my last installment. Once my next month salary will credit in my bank account, I will immediately pay my last installment through online portal.
I hope you will consider my request and will not make any late charges in delaying my last installment.
Regards,
Shwatank
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Comments
Essay evaluations by e-grader
Grammar and spelling errors:
Line 1, column 19, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
Dear Bank Manager, I am requesting you to allow me to pay m...
^^^^^
Transition Words or Phrases used:
accordingly, actually, however, moreover, therefore, as a result
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 4.0 7.48453608247 53% => More to be verbs wanted.
Auxiliary verbs: 5.0 4.92783505155 101% => OK
Conjunction : 5.0 5.05154639175 99% => OK
Relative clauses : 3.0 3.03092783505 99% => OK
Pronoun: 37.0 32.9175257732 112% => OK
Preposition: 21.0 26.3917525773 80% => OK
Nominalization: 6.0 3.85567010309 156% => OK
Performance on vocabulary words:
No of characters: 951.0 937.175257732 101% => OK
No of words: 199.0 206.0 97% => OK
Chars per words: 4.77889447236 4.54256449028 105% => OK
Fourth root words length: 3.75589349951 3.78020617076 99% => OK
Word Length SD: 2.71731548395 2.54303337028 107% => OK
Unique words: 119.0 127.690721649 93% => More unique words wanted.
Unique words percentage: 0.597989949749 0.622605031667 96% => OK
syllable_count: 285.3 290.88556701 98% => OK
avg_syllables_per_word: 1.4 1.41237113402 99% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 10.0 9.13402061856 109% => OK
Article: 1.0 0.824742268041 121% => OK
Subordination: 1.0 1.83505154639 54% => OK
Conjunction: 1.0 0.463917525773 216% => Less conjunction wanted as sentence beginning.
Preposition: 0.0 1.44329896907 0% => More preposition wanted as sentence beginning.
Performance on sentences:
How many sentences: 10.0 12.6804123711 79% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 19.0 16.3608247423 116% => OK
Sentence length SD: 45.5417345605 44.8134815571 102% => OK
Chars per sentence: 95.1 76.5299724578 124% => OK
Words per sentence: 19.9 16.8248392259 118% => OK
Discourse Markers: 6.4 4.34317383033 147% => OK
Paragraphs: 5.0 4.29896907216 116% => OK
Language errors: 1.0 2.54639175258 39% => OK
Sentences with positive sentiment : 5.0 7.41237113402 67% => OK
Sentences with negative sentiment : 2.0 1.49484536082 134% => OK
Sentences with neutral sentiment: 4.0 3.94845360825 101% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.211740196125 0.216113520407 98% => OK
Sentence topic coherence: 0.0953828204683 0.0766984524023 124% => OK
Sentence topic coherence SD: 0.0806915876248 0.0603063233224 134% => OK
Paragraph topic coherence: 0.13317955351 0.12726935374 105% => OK
Paragraph topic coherence SD: 0.0585676218608 0.0580467560999 101% => OK
Essay readability:
automated_readability_index: 11.0 8.37731958763 131% => OK
flesch_reading_ease: 69.11 70.7449484536 98% => OK
smog_index: 3.1 3.82989690722 81% => OK
flesch_kincaid_grade: 8.3 7.45979381443 111% => OK
coleman_liau_index: 10.44 8.71597938144 120% => OK
dale_chall_readability_score: 8.47 7.59969072165 111% => OK
difficult_words: 49.0 41.2886597938 119% => OK
linsear_write_formula: 8.0 8.62886597938 93% => OK
gunning_fog: 9.6 8.54432989691 112% => OK
text_standard: 8.0 8.15463917526 98% => OK
What are above readability scores?
---------------------
Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
---------------------
Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.
Grammar and spelling errors:
Line 1, column 19, Rule ID: WHITESPACE_RULE
Message: Possible typo: you repeated a whitespace
Suggestion:
Dear Bank Manager, I am requesting you to allow me to pay m...
^^^^^
Transition Words or Phrases used:
accordingly, actually, however, moreover, therefore, as a result
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 4.0 7.48453608247 53% => More to be verbs wanted.
Auxiliary verbs: 5.0 4.92783505155 101% => OK
Conjunction : 5.0 5.05154639175 99% => OK
Relative clauses : 3.0 3.03092783505 99% => OK
Pronoun: 37.0 32.9175257732 112% => OK
Preposition: 21.0 26.3917525773 80% => OK
Nominalization: 6.0 3.85567010309 156% => OK
Performance on vocabulary words:
No of characters: 951.0 937.175257732 101% => OK
No of words: 199.0 206.0 97% => OK
Chars per words: 4.77889447236 4.54256449028 105% => OK
Fourth root words length: 3.75589349951 3.78020617076 99% => OK
Word Length SD: 2.71731548395 2.54303337028 107% => OK
Unique words: 119.0 127.690721649 93% => More unique words wanted.
Unique words percentage: 0.597989949749 0.622605031667 96% => OK
syllable_count: 285.3 290.88556701 98% => OK
avg_syllables_per_word: 1.4 1.41237113402 99% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 10.0 9.13402061856 109% => OK
Article: 1.0 0.824742268041 121% => OK
Subordination: 1.0 1.83505154639 54% => OK
Conjunction: 1.0 0.463917525773 216% => Less conjunction wanted as sentence beginning.
Preposition: 0.0 1.44329896907 0% => More preposition wanted as sentence beginning.
Performance on sentences:
How many sentences: 10.0 12.6804123711 79% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 19.0 16.3608247423 116% => OK
Sentence length SD: 45.5417345605 44.8134815571 102% => OK
Chars per sentence: 95.1 76.5299724578 124% => OK
Words per sentence: 19.9 16.8248392259 118% => OK
Discourse Markers: 6.4 4.34317383033 147% => OK
Paragraphs: 5.0 4.29896907216 116% => OK
Language errors: 1.0 2.54639175258 39% => OK
Sentences with positive sentiment : 5.0 7.41237113402 67% => OK
Sentences with negative sentiment : 2.0 1.49484536082 134% => OK
Sentences with neutral sentiment: 4.0 3.94845360825 101% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.211740196125 0.216113520407 98% => OK
Sentence topic coherence: 0.0953828204683 0.0766984524023 124% => OK
Sentence topic coherence SD: 0.0806915876248 0.0603063233224 134% => OK
Paragraph topic coherence: 0.13317955351 0.12726935374 105% => OK
Paragraph topic coherence SD: 0.0585676218608 0.0580467560999 101% => OK
Essay readability:
automated_readability_index: 11.0 8.37731958763 131% => OK
flesch_reading_ease: 69.11 70.7449484536 98% => OK
smog_index: 3.1 3.82989690722 81% => OK
flesch_kincaid_grade: 8.3 7.45979381443 111% => OK
coleman_liau_index: 10.44 8.71597938144 120% => OK
dale_chall_readability_score: 8.47 7.59969072165 111% => OK
difficult_words: 49.0 41.2886597938 119% => OK
linsear_write_formula: 8.0 8.62886597938 93% => OK
gunning_fog: 9.6 8.54432989691 112% => OK
text_standard: 8.0 8.15463917526 98% => OK
What are above readability scores?
---------------------
Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
---------------------
Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.