A lot of young people do not know how to manage their money when graduating from high school. What do you think are the reasons? What can be done to teach them this important skill?
In contemporary society, many young people are unable to manage their money and lack financial management skills towards both theoretical and practical aspects. There are many forces that foster the consistency of the problem that can be analyzed and addressed separately. This essay will present an overview of causes and potential solutions to this phenomenon.
Firstly, it is note-worthy that the lack of training in personal finance provided by parents is widely perceived as the main reason. Nowadays, many sociological studies have shown that although it is invisible, children and teenagers tend to imitate their parent’s shopping habits. For example, many parents prefer to spend money on shopping in leisure time rather than engage in outdoor activities in natural environment, which can affect their childrens’ habits. Secondly, another factor that has added fuel to the fire is the fact that school curriculums focus on core subjects like mathematics, science or literature and lack individual finance classes. In other words, the lack of theoretical knowledge is accompanied by the limitation of practical financial management capabilities.
In tackling this problem, some effective and feasible measures should be adopted by parents. To be specific, parents should enhance awareness of young people’s daily expenses and teach them how to use money properly. For instance, they could start by teaching their children about the consequences of misspending, which helps them to develop good saving habits. The best approach to tackle this problem is to focus on the fact that school systems should implement courses to train about personal financial management skills and guarantee that students learn basic financial literacy skills, which is a stepping-stone to independent life in the university environment.
In conclusion, the lack of parental guidance and lacking instruction at school are the main reasons. In dealing with this matter, parents and schools should play the active role as mentioned above.
| Post date | Users | Rates | Link to Content |
|---|---|---|---|
| 2021-08-16 | maiphuong0610 | 89 | view |
| 2021-08-16 | maiphuong0610 | 89 | view |
| 2021-08-16 | maiphuong0610 | 67 | view |
| 2021-08-16 | maiphuong0610 | 61 | view |
| 2021-08-16 | maiphuong0610 | 61 | view |
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Transition Words or Phrases used:
first, firstly, if, second, secondly, so, for example, for instance, in conclusion, in other words
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 13.0 13.1623246493 99% => OK
Auxiliary verbs: 8.0 7.85571142285 102% => OK
Conjunction : 12.0 10.4138276553 115% => OK
Relative clauses : 11.0 7.30460921844 151% => OK
Pronoun: 22.0 24.0651302605 91% => OK
Preposition: 43.0 41.998997996 102% => OK
Nominalization: 14.0 8.3376753507 168% => OK
Performance on vocabulary words:
No of characters: 1724.0 1615.20841683 107% => OK
No of words: 308.0 315.596192385 98% => OK
Chars per words: 5.5974025974 5.12529762239 109% => OK
Fourth root words length: 4.18926351222 4.20363070211 100% => OK
Word Length SD: 2.88942798199 2.80592935109 103% => OK
Unique words: 184.0 176.041082164 105% => OK
Unique words percentage: 0.597402597403 0.561755894193 106% => OK
syllable_count: 523.8 506.74238477 103% => OK
avg_syllables_per_word: 1.7 1.60771543086 106% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 3.0 5.43587174349 55% => OK
Article: 3.0 2.52805611222 119% => OK
Subordination: 0.0 2.10420841683 0% => More adverbial clause wanted.
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 6.0 4.76152304609 126% => OK
Performance on sentences:
How many sentences: 14.0 16.0721442886 87% => OK
Sentence length: 22.0 20.2975951904 108% => OK
Sentence length SD: 54.6896624937 49.4020404114 111% => OK
Chars per sentence: 123.142857143 106.682146367 115% => OK
Words per sentence: 22.0 20.7667163134 106% => OK
Discourse Markers: 7.0 7.06120827912 99% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 5.0 8.67935871743 58% => More positive sentences wanted.
Sentences with negative sentiment : 7.0 3.9879759519 176% => OK
Sentences with neutral sentiment: 2.0 3.4128256513 59% => OK
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.18906765962 0.244688304435 77% => OK
Sentence topic coherence: 0.0640426041211 0.084324248473 76% => OK
Sentence topic coherence SD: 0.0491360933969 0.0667982634062 74% => OK
Paragraph topic coherence: 0.114981524349 0.151304729494 76% => OK
Paragraph topic coherence SD: 0.0556895003031 0.056905535591 98% => OK
Essay readability:
automated_readability_index: 15.9 13.0946893788 121% => OK
flesch_reading_ease: 40.69 50.2224549098 81% => OK
smog_index: 11.2 7.44779559118 150% => OK
flesch_kincaid_grade: 13.1 11.3001002004 116% => OK
coleman_liau_index: 15.2 12.4159519038 122% => OK
dale_chall_readability_score: 10.32 8.58950901804 120% => OK
difficult_words: 109.0 78.4519038076 139% => OK
linsear_write_formula: 12.0 9.78957915832 123% => OK
gunning_fog: 10.8 10.1190380762 107% => OK
text_standard: 11.0 10.7795591182 102% => OK
What are above readability scores?
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Rates: 89.8876404494 out of 100
Scores by essay e-grader: 8.0 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.