Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

Essay topics:

Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

It is true that a few people are buying unnecessary and expensive items even though if they can’t afford much. In this essay, I have summarised a few action items that can be taken to prevent people from buying unwanted things.

Nowadays, everyone got access to the internet which is the major culprit for all unwanted temptations. People see a lot of advertisements every day on their devices that draw their attention knowingly or unknowingly. Advertisements are really intelligent enough, that makes them think those things are the necessity of life and falling prey for that. When the digital currency system entered the life of people, it has changed the way of shopping dramatically. People are not really counting on their expenses and spending lavishly.

Besides, many are not believing in saving money. When they get in excess, they are spending without even giving a second thought. Peer pressure is also one of the reasons for buying luxury items. For instance, if a neighbour or colleague buys a car, it implicitly pushes them to buy the car, even without thinking about the debts that would incur in the future.

To overcome this issue, one has to be really aware of what is their monthly income and should keep a note of expenses using any mobile monthly expenses tracker application. Saving money should be insisted firmly by family members. They should also discuss with the fellow family members before buying anything to check if it is really important now. People should avoid using credit cards as much as possible and should start saving considering the future in mind.

Votes
Average: 7.3 (1 vote)
Essays by user Subhashree22 :

Comments

Grammar and spelling errors:
Line 9, column 15, Rule ID: PROGRESSIVE_VERBS[1]
Message: This verb is normally not used in the progressive form. Try a simple form instead.
... spending lavishly. Besides, many are not believing in saving money. When they get in exces...
^^^^^^^^^^^^^^^^^

Transition Words or Phrases used:
also, besides, if, really, second, so, as to, for instance, it is true

Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments

Performance on Part of Speech:
To be verbs : 14.0 13.1623246493 106% => OK
Auxiliary verbs: 8.0 7.85571142285 102% => OK
Conjunction : 7.0 10.4138276553 67% => OK
Relative clauses : 9.0 7.30460921844 123% => OK
Pronoun: 24.0 24.0651302605 100% => OK
Preposition: 28.0 41.998997996 67% => OK
Nominalization: 3.0 8.3376753507 36% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.

Performance on vocabulary words:
No of characters: 1344.0 1615.20841683 83% => OK
No of words: 267.0 315.596192385 85% => More content wanted.
Chars per words: 5.03370786517 5.12529762239 98% => OK
Fourth root words length: 4.04229324003 4.20363070211 96% => OK
Word Length SD: 2.56064761619 2.80592935109 91% => OK
Unique words: 161.0 176.041082164 91% => More unique words wanted.
Unique words percentage: 0.602996254682 0.561755894193 107% => OK
syllable_count: 415.8 506.74238477 82% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK

A sentence (or a clause, phrase) starts by:
Pronoun: 7.0 5.43587174349 129% => OK
Article: 0.0 2.52805611222 0% => OK
Subordination: 3.0 2.10420841683 143% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 2.0 4.76152304609 42% => More preposition wanted as sentence beginning.

Performance on sentences:
How many sentences: 15.0 16.0721442886 93% => OK
Sentence length: 17.0 20.2975951904 84% => The Avg. Sentence Length is relatively short.
Sentence length SD: 34.9918085652 49.4020404114 71% => OK
Chars per sentence: 89.6 106.682146367 84% => OK
Words per sentence: 17.8 20.7667163134 86% => OK
Discourse Markers: 4.66666666667 7.06120827912 66% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 1.0 5.01903807615 20% => OK
Sentences with positive sentiment : 4.0 8.67935871743 46% => More positive sentences wanted.
Sentences with negative sentiment : 4.0 3.9879759519 100% => OK
Sentences with neutral sentiment: 7.0 3.4128256513 205% => Less facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?

Coherence and Cohesion:
Essay topic to essay body coherence: 0.288379106489 0.244688304435 118% => OK
Sentence topic coherence: 0.0806347155971 0.084324248473 96% => OK
Sentence topic coherence SD: 0.0920884377171 0.0667982634062 138% => OK
Paragraph topic coherence: 0.168469928042 0.151304729494 111% => OK
Paragraph topic coherence SD: 0.130345745309 0.056905535591 229% => More connections among paragraphs wanted.

Essay readability:
automated_readability_index: 11.2 13.0946893788 86% => Automated_readability_index is low.
flesch_reading_ease: 54.22 50.2224549098 108% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 9.9 11.3001002004 88% => OK
coleman_liau_index: 11.6 12.4159519038 93% => OK
dale_chall_readability_score: 8.68 8.58950901804 101% => OK
difficult_words: 71.0 78.4519038076 91% => OK
linsear_write_formula: 8.5 9.78957915832 87% => OK
gunning_fog: 8.8 10.1190380762 87% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?

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Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.