Some people get into debt by buying they don’t need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent from having this problem?
The advancement of this era leads to an increase in people’s necessities day by day. However, many people are interested in buying things that they do not even need or might not afford them. This essay will discuss why they get into debt and explain some solutions to reduce this situation.
Firstly, the rapid development of advertisement and social media makes lifestyles not sustainable. Many trends are created every day and many people are easily caught up in the changes from these trends. Besides, consumers might be under pressure from celebrities and friends to see them use the latest products in the market, which causes consumers to buy these products to keep up with them. For example, when iPhone came out with the latest model, many people even took out a loan to get them because their friends all had these smartphones.
On the contrary, there are some solutions to prevent this behavior. Banks can raise interest rates on loans or reduce spending limits on credit cards to decline the number of victims of consumerism. Customers tend to limit borrowing if they see an upward trend in bank interest rates, so they may be afraid to borrow to buy unnecessary things. Moreover, the family’s early education in finance and personal spending also helps children to be aware of financial management.
In conclusion, an educated society is needed to reduce the burden of debts, and families also play an important role in helping children to have an awareness of financial management.
| Post date | Users | Rates | Link to Content |
|---|---|---|---|
| 2023-02-09 | mhienle | 61 | view |
| 2021-12-06 | nganphuong05 | 73 | view |
| 2021-12-06 | nganphuong05 | 89 | view |
| 2021-09-22 | JAY9923 | 84 | view |
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Transition Words or Phrases used:
also, besides, first, firstly, however, if, may, moreover, so, for example, in conclusion, on the contrary
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 8.0 13.1623246493 61% => OK
Auxiliary verbs: 6.0 7.85571142285 76% => OK
Conjunction : 8.0 10.4138276553 77% => OK
Relative clauses : 3.0 7.30460921844 41% => More relative clauses wanted.
Pronoun: 17.0 24.0651302605 71% => OK
Preposition: 43.0 41.998997996 102% => OK
Nominalization: 8.0 8.3376753507 96% => OK
Performance on vocabulary words:
No of characters: 1254.0 1615.20841683 78% => OK
No of words: 250.0 315.596192385 79% => More content wanted.
Chars per words: 5.016 5.12529762239 98% => OK
Fourth root words length: 3.97635364384 4.20363070211 95% => OK
Word Length SD: 2.64872497629 2.80592935109 94% => OK
Unique words: 157.0 176.041082164 89% => More unique words wanted.
Unique words percentage: 0.628 0.561755894193 112% => OK
syllable_count: 392.4 506.74238477 77% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 1.0 5.43587174349 18% => OK
Article: 4.0 2.52805611222 158% => OK
Subordination: 1.0 2.10420841683 48% => OK
Conjunction: 1.0 0.809619238477 124% => OK
Preposition: 2.0 4.76152304609 42% => More preposition wanted as sentence beginning.
Performance on sentences:
How many sentences: 12.0 16.0721442886 75% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 20.0 20.2975951904 99% => OK
Sentence length SD: 35.9289422178 49.4020404114 73% => OK
Chars per sentence: 104.5 106.682146367 98% => OK
Words per sentence: 20.8333333333 20.7667163134 100% => OK
Discourse Markers: 8.83333333333 7.06120827912 125% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 10.0 8.67935871743 115% => OK
Sentences with negative sentiment : 1.0 3.9879759519 25% => More negative sentences wanted.
Sentences with neutral sentiment: 1.0 3.4128256513 29% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.24423183496 0.244688304435 100% => OK
Sentence topic coherence: 0.0873894838995 0.084324248473 104% => OK
Sentence topic coherence SD: 0.0763675436094 0.0667982634062 114% => OK
Paragraph topic coherence: 0.134556404217 0.151304729494 89% => OK
Paragraph topic coherence SD: 0.0916431332394 0.056905535591 161% => OK
Essay readability:
automated_readability_index: 12.6 13.0946893788 96% => OK
flesch_reading_ease: 51.18 50.2224549098 102% => OK
smog_index: 8.8 7.44779559118 118% => OK
flesch_kincaid_grade: 11.1 11.3001002004 98% => OK
coleman_liau_index: 11.84 12.4159519038 95% => OK
dale_chall_readability_score: 9.05 8.58950901804 105% => OK
difficult_words: 70.0 78.4519038076 89% => OK
linsear_write_formula: 8.5 9.78957915832 87% => OK
gunning_fog: 10.0 10.1190380762 99% => OK
text_standard: 9.0 10.7795591182 83% => OK
What are above readability scores?
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More content wanted.
Rates: 61.797752809 out of 100
Scores by essay e-grader: 5.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.