Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent from having this problem?
We live in a materialistic world that so many people buy things that are not necessary for them, and they even can not pay for them, so they have to borrow funds from someone else. There are many motives behind this kind of behavior, and of course, there are many steps that can be taken to solve it.
There are different factors to blame for the consumerism which puts individuals in debt. Firstly, people from the dawn of time dreamed about having something, which was not anything vital for them but a guilty pleasure. Because of this, buying those things at any price gives the owner a satisfying feeling. Secondly, advertisements and salespersons can be persuasive and encourage the customers to buy something, that might block their logical sense, as a result, leave them with a huge unpayable bill. This behavior will cause individuals to fall into debts that they can not even afford to pay back, hence they will face bigger problems, for example, they have to drop out of school and work instead to earn that money and stay out of jail.
On the other hand, fortunately, there are practical and useful actions that can stop this issue from happening. To begin with, people can plan their monthly budget and force themselves to stick with it, so they can be more aware of what they really have to pay for, such as their food and bills, and how to spend their money. In addition, they have to work on their ability to say no to the advertisements. Furthermore, each person can put a portion of their income in the bank at the beginning of each month. In this way, it will not be easy to access the money, therefore they will only use it if it is really essential, and also they will have savings for the future.
In conclusion, although the problem of buying unnecessary stuff and needing a loan in order to pay for them is a serious issue, there are practical solutions for it and it can be solved.
| Post date | Users | Rates | Link to Content |
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| 2023-02-09 | mhienle | 61 | view |
| 2023-02-02 | Raspreet s. | 78 | view |
| 2023-02-02 | Harman97 | 73 | view |
| 2022-03-12 | monmon12345 | 89 | view |
| 2021-12-06 | nganphuong05 | 73 | view |
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Transition Words or Phrases used:
also, but, first, firstly, furthermore, hence, if, really, second, secondly, so, therefore, for example, in addition, in conclusion, kind of, of course, such as, as a result, to begin with, on the other hand
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 14.0 13.1623246493 106% => OK
Auxiliary verbs: 15.0 7.85571142285 191% => OK
Conjunction : 14.0 10.4138276553 134% => OK
Relative clauses : 9.0 7.30460921844 123% => OK
Pronoun: 43.0 24.0651302605 179% => Less pronouns wanted
Preposition: 47.0 41.998997996 112% => OK
Nominalization: 2.0 8.3376753507 24% => More nominalizations (nouns with a suffix like: tion ment ence ance) wanted.
Performance on vocabulary words:
No of characters: 1571.0 1615.20841683 97% => OK
No of words: 344.0 315.596192385 109% => OK
Chars per words: 4.56686046512 5.12529762239 89% => OK
Fourth root words length: 4.30665032142 4.20363070211 102% => OK
Word Length SD: 2.45165360416 2.80592935109 87% => OK
Unique words: 186.0 176.041082164 106% => OK
Unique words percentage: 0.540697674419 0.561755894193 96% => OK
syllable_count: 484.2 506.74238477 96% => OK
avg_syllables_per_word: 1.4 1.60771543086 87% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 6.0 5.43587174349 110% => OK
Article: 0.0 2.52805611222 0% => OK
Subordination: 3.0 2.10420841683 143% => OK
Conjunction: 4.0 0.809619238477 494% => Less conjunction wanted as sentence beginning.
Preposition: 6.0 4.76152304609 126% => OK
Performance on sentences:
How many sentences: 13.0 16.0721442886 81% => Need more sentences. Double check the format of sentences, make sure there is a space between two sentences, or have enough periods. And also check the lengths of sentences, maybe they are too long.
Sentence length: 26.0 20.2975951904 128% => The Avg. Sentence Length is relatively long.
Sentence length SD: 51.0151387208 49.4020404114 103% => OK
Chars per sentence: 120.846153846 106.682146367 113% => OK
Words per sentence: 26.4615384615 20.7667163134 127% => OK
Discourse Markers: 15.9230769231 7.06120827912 226% => Less transition words/phrases wanted.
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 0.0 5.01903807615 0% => OK
Sentences with positive sentiment : 7.0 8.67935871743 81% => OK
Sentences with negative sentiment : 5.0 3.9879759519 125% => OK
Sentences with neutral sentiment: 1.0 3.4128256513 29% => More facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.418142934756 0.244688304435 171% => OK
Sentence topic coherence: 0.134749675375 0.084324248473 160% => OK
Sentence topic coherence SD: 0.0582597253282 0.0667982634062 87% => OK
Paragraph topic coherence: 0.246950517846 0.151304729494 163% => OK
Paragraph topic coherence SD: 0.0389895395822 0.056905535591 69% => OK
Essay readability:
automated_readability_index: 13.3 13.0946893788 102% => OK
flesch_reading_ease: 62.01 50.2224549098 123% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 11.1 11.3001002004 98% => OK
coleman_liau_index: 9.52 12.4159519038 77% => OK
dale_chall_readability_score: 7.54 8.58950901804 88% => OK
difficult_words: 57.0 78.4519038076 73% => More difficult words wanted.
linsear_write_formula: 11.0 9.78957915832 112% => OK
gunning_fog: 12.4 10.1190380762 123% => OK
text_standard: 11.0 10.7795591182 102% => OK
What are above readability scores?
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Rates: 73.0337078652 out of 100
Scores by essay e-grader: 6.5 Out of 9
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Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.