some people get into debt by buying things they don't need and cant afford.
what are the reasons for this behaviors?
what action can be taken to prevent people from having this problem?
Today, buying an unnecessary luxury item is practiced by some people. because of the habit, some people purchase the goods using the credit method used monthly payment. The practice could easily lead them to financial debt. this essay will discuss the causes and resolution to solve the issue.
Generally, there is an explanation what causes people buying an unaffordable item using the back-pay method. First, it mainly because of lifestyle. For instance, the newest mobile phone cost more than ten thousand dollars and for some people, the item is ridiculously expensive. However, because of the way of life, they purchase it by using a monthly payment method or taking a loan from a bank or finance company. this action makes them pay the goods prince higher than the initial price. Another reason is because of the financial credit system. Nowadays, to get a loan from a bank or a finance company is simple and some of them provide online method. this system easily leads people to get a financial commitment from the bank or the company.
To prevent the problem caused by the debt system, there are 2 solutions could be adopted. The method has educated the people in term of lifestyle. this could be started from the family level. A parent should educate the children in term of money management and use it accordingly. Lastly, the government should provide a strict policy in term of the mortgage system, especially, for bank and finance company. For example, the limited amount of mortgage should be balanced with the borrower monthly payment. Furthermore, the purpose of the loan should not be for a secondary or tertiary purpose.
To sum up, to address this problem is required family and government effort and more importantly self-conscious in term of one's lifestyle.
- More and more people are suffering from health problems caused by a modern lifestyle which can not be treated with modern medicines. Some people think that a return to traditional medicine should be encouraged. To what extent do you agree?. 73
- The graph below shows the quantities of goods transported in the UK between 1974 and 2002 by four different modes of transport.Summarise the information by selecting and reporting the main features, and make comparisons where relevant. 73
- The governments' investment in arts, music and theatre is a waste of money. Governments should invest these funds in public services instead. 67
- The charts below show the growth in the population in some of the world’s largest cities as well as the population distribution in urban and rural areas. 73
- Research suggests that the majority of criminals who are sent to prison commit crimes when set free. What are the reasons? What can be done to solve the problem? 78
Grammar and spelling errors:
Line 1, column 71, Rule ID: UPPERCASE_SENTENCE_START
Message: This sentence does not start with an uppercase letter
Suggestion: Because
...uxury item is practiced by some people. because of the habit, some people purchase the ...
^^^^^^^
Line 1, column 225, Rule ID: UPPERCASE_SENTENCE_START
Message: This sentence does not start with an uppercase letter
Suggestion: This
...uld easily lead them to financial debt. this essay will discuss the causes and resol...
^^^^
Line 3, column 417, Rule ID: UPPERCASE_SENTENCE_START
Message: This sentence does not start with an uppercase letter
Suggestion: This
... a loan from a bank or finance company. this action makes them pay the goods prince ...
^^^^
Line 3, column 448, Rule ID: POSSESIVE_APOSTROPHE[1]
Message: Possible typo: apostrophe is missing. Did you mean 'goods'' or 'good's'?
Suggestion: goods'; good's
...company. this action makes them pay the goods prince higher than the initial price. A...
^^^^^
Line 3, column 657, Rule ID: UPPERCASE_SENTENCE_START
Message: This sentence does not start with an uppercase letter
Suggestion: This
...and some of them provide online method. this system easily leads people to get a fin...
^^^^
Line 5, column 148, Rule ID: UPPERCASE_SENTENCE_START
Message: This sentence does not start with an uppercase letter
Suggestion: This
...ucated the people in term of lifestyle. this could be started from the family level....
^^^^
Line 7, column 124, Rule ID: ONES[1]
Message: Did you mean 'one's'?
Suggestion: one's
...e importantly self-conscious in term of ones lifestyle.
^^^^
Transition Words or Phrases used:
accordingly, first, furthermore, however, if, lastly, second, so, for example, for instance, to sum up
Attributes: Values AverageValues Percentages(Values/AverageValues)% => Comments
Performance on Part of Speech:
To be verbs : 11.0 13.1623246493 84% => OK
Auxiliary verbs: 8.0 7.85571142285 102% => OK
Conjunction : 12.0 10.4138276553 115% => OK
Relative clauses : 0.0 7.30460921844 0% => More relative clauses wanted.
Pronoun: 12.0 24.0651302605 50% => OK
Preposition: 32.0 41.998997996 76% => OK
Nominalization: 13.0 8.3376753507 156% => OK
Performance on vocabulary words:
No of characters: 1491.0 1615.20841683 92% => OK
No of words: 297.0 315.596192385 94% => More content wanted.
Chars per words: 5.0202020202 5.12529762239 98% => OK
Fourth root words length: 4.15134772569 4.20363070211 99% => OK
Word Length SD: 2.60786093949 2.80592935109 93% => OK
Unique words: 149.0 176.041082164 85% => More unique words wanted.
Unique words percentage: 0.501683501684 0.561755894193 89% => More unique words wanted or less content wanted.
syllable_count: 475.2 506.74238477 94% => OK
avg_syllables_per_word: 1.6 1.60771543086 100% => OK
A sentence (or a clause, phrase) starts by:
Pronoun: 6.0 5.43587174349 110% => OK
Article: 8.0 2.52805611222 316% => Less articles wanted as sentence beginning.
Subordination: 2.0 2.10420841683 95% => OK
Conjunction: 0.0 0.809619238477 0% => OK
Preposition: 6.0 4.76152304609 126% => OK
Performance on sentences:
How many sentences: 20.0 16.0721442886 124% => OK
Sentence length: 14.0 20.2975951904 69% => The Avg. Sentence Length is relatively short.
Sentence length SD: 29.5797227844 49.4020404114 60% => The essay contains lots of sentences with the similar length. More sentence varieties wanted.
Chars per sentence: 74.55 106.682146367 70% => OK
Words per sentence: 14.85 20.7667163134 72% => OK
Discourse Markers: 5.1 7.06120827912 72% => OK
Paragraphs: 4.0 4.38176352705 91% => OK
Language errors: 7.0 5.01903807615 139% => OK
Sentences with positive sentiment : 4.0 8.67935871743 46% => More positive sentences wanted.
Sentences with negative sentiment : 6.0 3.9879759519 150% => OK
Sentences with neutral sentiment: 10.0 3.4128256513 293% => Less facts, knowledge or examples wanted.
What are sentences with positive/Negative/neutral sentiment?
Coherence and Cohesion:
Essay topic to essay body coherence: 0.245689324504 0.244688304435 100% => OK
Sentence topic coherence: 0.0709451250098 0.084324248473 84% => OK
Sentence topic coherence SD: 0.0459955929815 0.0667982634062 69% => OK
Paragraph topic coherence: 0.135070662763 0.151304729494 89% => OK
Paragraph topic coherence SD: 0.0483765790809 0.056905535591 85% => OK
Essay readability:
automated_readability_index: 9.6 13.0946893788 73% => Automated_readability_index is low.
flesch_reading_ease: 57.27 50.2224549098 114% => OK
smog_index: 3.1 7.44779559118 42% => Smog_index is low.
flesch_kincaid_grade: 8.8 11.3001002004 78% => OK
coleman_liau_index: 11.24 12.4159519038 91% => OK
dale_chall_readability_score: 8.48 8.58950901804 99% => OK
difficult_words: 78.0 78.4519038076 99% => OK
linsear_write_formula: 6.0 9.78957915832 61% => OK
gunning_fog: 7.6 10.1190380762 75% => OK
text_standard: 10.0 10.7795591182 93% => OK
What are above readability scores?
---------------------
Rates: 56.1797752809 out of 100
Scores by essay e-grader: 5.0 Out of 9
---------------------
Note: the e-grader does NOT examine the meaning of words and ideas. VIP users will receive further evaluations by advanced module of e-grader and human graders.